For Consumers

Get help paying for coverage

Depending on your household income, you may qualify for financial assistance or free coverage if you shop through the Exchange, Washington Healthplanfinder (www.wahealthplanfinder.org).

Free coverage

Households earning less than 138% of the Federal Poverty Level (FPL) may qualify for free coverage through Medicaid (Apple Health) (www.hca.wa.gov).

Financial aid through the Exchange

If you buy a health plan through the Exchange, you may qualify for financial assistance that would lower your plan's premiums and out-of-pocket costs.

The premium tax credit (www.healthcare.gov) is based on income estimates and household information. Income between 100% and 400% of the Federal Poverty Level qualifies for lower premiums with the premium tax credit.

The American Rescue Plan Act of 2021 (www.wahbexchange.org) expanded the existing premium tax credit program so more people qualify for financial assistance when enrolling in a health plan through the Exchange.  

Annual income relative to the Federal Poverty Level (FPL)

Household size

100%

138%

150%

250%

400%

1

$12,760

$17,609

$19,140

$31,900

$51,040

2

$17,240

$23,791

$25,860

$43,100

$68,960

3

$21,720

$29,974

$32,580

$54,300

$86,880

4

$26,200

$36,156

$39,300

$65,500

$104,800

5

$30,680

$42,338

$46,020

$76,700

$122,720

6

$35,160

$48,521

$52,740

$87,900

$140,640