NOTE: This is a draft webpage released for comment and feedback.

Follow Mental Health Parity Rulemaking (R 2025-13).

E2SHB 1432 updates Washington's mental health parity law and ensures coverage of medically necessary care. It requires utilization and clinical review criteria to be consistent with generally accepted standards of mental health and substance use care, and incorporates the final federal rules related to the federal Mental Health Parity and Addiction Equity Act (MHPAEA), adopted in September 2024, into Washington state law.

Mental health parity 

State and federal mental health parity laws require that insurance coverage for mental health conditions, including substance use disorders, be no more restrictive than insurance coverage for other medical conditions.

Reporting requirements 

Insurers are required to submit Financial Requirement Certifications during the rate filing process.

All health insurers in Washington will be required to submit non-quantitative treatment limitation (NQTL) data supplements when participating in a mental health parity-related market action. Health insurers may be asked to complete any number of the following NQTL templates depending on the scope of the market action: 

Please note: These templates are subject to change. You can submit comments or feedback on the reporting templates until September 30, 2026.

Submit comments on the reporting templates

Federal laws and guidance