Sitemap
Sitemap for the Washington State Office of the Insurance Commissioner website.
For Consumers
- For Consumers
- Types of insurance
- Auto
- Understanding auto insurance
- What is auto insurance?
- What's covered under an auto policy?
- Washington state's mandatory auto insurance law
- Who sells auto insurance
- What to consider before buying auto insurance
- Why does auto insurance cost so much?
- What to do when changing auto policies
- What to expect when you file an auto insurance claim
- How to reduce your auto insurance premiums
- Personal injury protection (PIP)
- What happens after your car gets totaled
- What if I can't find auto coverage?
- Filing an auto insurance claim
- Gap insurance
- Usage-based insurance
- What to do if you're hit by an uninsured driver
- Credit freezes and insurance
- Frequently asked questions about credit scoring
- Understanding auto insurance
- Health
- Understanding health insurance
- Individuals & families
- When can I buy an individual health plan?
- 2018 individual and family health plans and premiums
- Get help paying for coverage
- What if I've lost my health insurance coverage?
- How my premiums are determined
- What you need to know about medical provider networks
- How to find a medical provider
- What are my out-of-pocket costs?
- What you need to know about short-term medical plans
- Small business owners
- Large employer health insurance
- For medical providers
- Dental insurance
- Veterans
- Tribal members
- When health insurers can ask you about your health
- Lost your coverage
- Can't afford coverage
- Options for people with disabilities
- Appealing a health insurance denial
- How to appeal a health insurance denial
- Common reasons for a denial and examples of appeal letters
- Things to consider before you start your appeal
- What can you do about outstanding bills
- Identify your type of insurance coverage
- Plans not subject to state or federal requirements
- What is a grandfathered plan?
- What is a non-grandfathered plan?
- Look up health insurance appeal outcomes
- Your health insurance rights
- Benefits health plans must cover under Washington state law
- Your rights to see a medical provider
- Health information and your privacy
- Patient Bill of Rights
- Women's health insurance rights
- Appealing a health insurance denial
- Insurance coverage for prescription contraceptives
- Insurance and reconstructive breast surgery
- The health care law and you (www.hhs.gov)
- Mental health parity
- Transgender medical coverage rights
- How your health insurance claims process works
- What you need to know about medical provider networks
- What you need to know about short-term medical plans
- Health insurance rate increases
- Health insurance FAQ
- Health savings accounts
- Home
- Understanding home insurance
- What is home insurance?
- What's covered & not covered?
- Who sells homeowner insurance?
- What to do when changing homeowner policies
- What are my homeowner insurance rights?
- Who needs homeowner insurance/why should I buy it?
- What to consider before buying homeowner insurance
- How do insurance companies set homeowner rates?
- Force-placed insurance
- Homeowner
- Title Insurance
- Renter
- Winter weather
- Earthquake
- Flood
- Landslide
- Mold
- Volcano
- Wildfire
- Credit freezes and insurance
- Understanding home insurance
- Life
- Understanding life insurance
- What is life insurance?
- What's covered & not covered under life insurance?
- Who sells life insurance?
- What to do when changing life insurance policies
- Who can take out a life insurance policy?
- What to consider before buying life insurance
- When is the best time to buy life insurance?
- How do I file a life insurance claim?
- How to find an old life insurance policy
- Holocaust-era information
- Understanding life insurance
- Long-term care
- Medicare
- Learn how Medicare works
- Sign up for Medicare (Parts A and B)
- When can I sign up?
- How do I sign up?
- Do I have to sign up for Medicare if I'm 65 or older, and still working (or my spouse is)?
- Can I have Medicare and retiree coverage?
- Under age 65 and receiving Social Security disability benefits?
- What should I expect after I sign up?
- Common questions about Medicare and the Exchange
- What do Medicare Parts A and B cost and cover?
- How much do Medicare Part A and B cost?
- What Medicare Part A (hospital insurance) covers
- What Medicare Part B (medical insurance) covers
- What preventive care services like shots and tests are covered?
- Does Medicare cover dental, eye exams or hearing aids?
- Will Medicare pay for my medical equipment (like glucose monitors and wheelchairs)?
- Does Medicare pay for long-term care?
- How do I know what Medicare paid?
- Prescription drug coverage (Part D)
- Medigap (Medicare Supplement) plans
- Medicare Advantage plans (Part C)
- What is a Medicare Advantage plan and why should I buy it?
- How much do Medicare Advantage plans cost and what do they cover?
- 2019 Medicare Advantage and Special Needs plans and prices by county
- 2018 Medicare Advantage and Special Needs plans and prices by county
- When can I sign up, switch or leave?
- Who can join a Medicare Advantage plan?
- My Medicare Advantage plan is leaving Medicare
- New Medicare cards are coming
- Get free unbiased Medicare counseling in your area
- Need help paying for Medicare?
- Get help paying for prescription drugs
- Options for people with disabilities
- Appeal a Medicare coverage or payment decision
- How to identify and report Medicare fraud and abuse
- Annuities
- Business
- Boat/marine
- Credit insurance
- Crop (www.usda.gov)
- Dental
- Natural disasters
- Pets
- Sharing economy
- Surplus line insurance
- Title insurance
- Travel
- Warranties & service contracts
- Auto
- Medicare
- Complaints & appeals
- Find companies & agents
- Fraud
- Current issues
- Newsroom
- Types of insurance
For Insurers
- For Insurers & Regulated Entities
- Login
- Look up companies and agents
- Premium taxes and regulatory surcharge
- Premium taxes
- Reporting requirements
- Filing instructions
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Reinsurers
- Surplus line brokers
- Premium tax filing instructions - archives
- 2016 - Premium tax filing instructions
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Reinsurers
- Surplus line brokers
- 2015 - Premium tax filing instructions
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Trusteed Alien Insurers
- Surplus line brokers
- 2014 - Premium tax filing instructions
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Trusteed alien reinsurers
- Surplus line brokers
- 2016 - Premium tax filing instructions
- Prepayments and penalties
- Amending premium tax filings
- Regulatory surcharge
- Payment options
- Premium taxes
- Financial Filings
- Filing instructions
- Charitable gift annuity compliance checklist (PDF, 77KB)
- Health care and disability filings
- Association Health Plans - Review and Regulation (PDF, 43.51 KB)
- Small Group Standalone Dental Disability Carrier Workshop May, 2, 2018 (PDF, 589.81 KB)
- Discontinuation and renewals for health plan year 2019
- Health coverage filing instructions
- Checklists for health coverage analysts
- FAQ about coverage of transgender enrollees
- Network access
- Stop-loss filing requirements
- Life insurance
- Accidental death and dismemberment, disability income filing requirements
- Life insurance filing requirements
- Life illustration certification filing instructions
- Disability income actuarial memo requirements
- Life and disability credit insurance filing requirements
- Life and disability credit actuarial memo requirements
- Long-term care (LTC)
- Medicare Supplement
- Motor vehicle service contracts
- File property and casualty
- Title insurance
- SERFF filing guidelines
- GFI revision project
- Company applications
- About company admissions
- Health carrier admissions
- P&C, life, disability and title company admissions
- Registering as a pharmacy benefit manager (PBM)
- Credit for reinsurance
- Charitable gift annuity
- Service contract provider
- Risk purchasing group
- Protection product guarantee provider
- All other company applications
- Market Conduct
- Independent review process
- Data calls and reporting
- Laws & rules for insurers
For Producers
- For Producers
- Login
- How to print your license
- Get licensed
- Individual resident
- First-time license education requirements
- Fingerprint requirements
- Producer license (full and limited lines) - individual resident
- Producer - travel
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
- Individual non-resident
- Producer license (full and limited lines) - individual non-resident
- Producer - travel
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
- Business-entity resident
- Producer license (full and limited lines) - business-entity resident
- Producer - travel
- Adjuster license (independent and public) - business-entity resident
- Life settlement broker
- Surplus line broker
- Title agent
- Premium finance companies
- Rental car agent
- Self-service storage
- Specialty producer - portable electronics
- Business-entity non-resident
- Fees
- Do you need a license?
- If you have a criminal offense
- Individual resident
- Renewing and reinstating your license
- Make changes to your license
- Get education
- Title insurance
- Surplus line
- Provide education
- Compliance
- Adding/removing affiliations
- Agents or brokers - what's the difference?
- Annual long-term care (LTC) compliance filing form
- Bonds
- Certification, clearance and court-certification letters
- Charitable contributions
- Compensation and disclosure
- Criminal offenses
- Designated responsible licensed person (DRLP)
- Financial examinations
- Lead cards and mailing lists
- Licensing and education forms
- Promotional games of chance
- Rebating and illegal inducements
- Laws and rules affecting licensees
- Records retention
- Referrals
- Separate premium accounts
Footer Primary
- About OIC
- Connect with us
- Do more online
- Laws & Rules
- RCW (laws) & WAC (rules)
- Legislation and rulemaking
- 2019 legislative priorities
- 2018 rules agenda (PDF, 98KB)
- Rules - proposed
- Adjuster licensing special education criteria (R 2018-14)
- Charitable gift annuities (R 2018-13)
- Risk mitigation (R 2018-11)
- Health plan coverage of reproductive healthcare and contraception (R 2018-10)
- Adverse notifications (R 2018-09)
- Variable life and annuity product definition alignment (R 2018-08)
- Valuation of the stock of a subsidiary (R 2018-07)
- Definition of earned surplus (R 2018-05)
- License expiration and renewal timeframes (R 2018-04)
- Short-term medical plans (R 2018-01)
- Service-contract providers and protection-product-guarantee providers: Solvency and filings requirements (R 2016-23)
- Administrative hearings (R 2016-15)
- Title Insurance Agent Escrow Practices (R 2016-05)
- Rules - recently adopted
- Rules - withdrawn
- Sign up to receive rules news
- Understanding the rulemaking process
- Petition state administrative rule (PDF, 553KB) (ofm.wa.gov)
- Insurance Fair Conduct Act (IFCA)
- Service of legal process (SOP)
- Disciplinary and general orders
- Administrative hearings
- Technical assistance advisories