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For Producers
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For Producers
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- How to print your license
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Get licensed
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Individual resident
- Fingerprint requirements
- Producer license (full and limited lines) - individual resident
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
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Individual non-resident
- Producer license (full and limited lines) - individual non-resident
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
- Business-entity resident
- Business-entity non-resident
- Travel insurance license requirements
- Fees
- Do you need a license?
- If you have a criminal offense
- Applying and renewing through National Insurance Producer Registry (NIPR)
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Individual resident
- Renewing and reinstating your license
- You're moving
- Make changes to your license
- Get education
- Title insurance
- Surplus line
- Provide education
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Compliance
- Adding/removing affiliations
- Annual long-term care (LTC) compliance filing form
- Bonds
- Certification and clearance letters
- Charitable contributions
- Compensation and disclosure
- Court certification letters
- Criminal offenses
- Designated responsible licensed person (DRLP)
- Financial examinations
- Lead cards and mailing lists
- Licensing and education forms
- Promotional games of chance
- Rebating and illegal inducements
- Laws and rules affecting licensees and providers
- Records retention
- Referrals
- Separate premium accounts
For Insurers
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For Insurers & Regulated Entities
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Look up companies and agents
- Look up an insurance company or agent
- Company annual statements
- Insurer mergers and acquisitions
- Companies in receivership
- Look up company changes
- Look up an insurance company or agent to find licensing, complaint, and financial information
- Designated statistical agents in Washington state
- Search rate and form filings
- Rate increase requests
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Premium taxes and surcharges
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Premium taxes
- Reporting requirements
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Filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
- Captive insurers
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Premium tax filing instructions - archives
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2021 - Premium tax filing instructions
- Captive insurers
- Domestic property and casualty companies
- Domestic purchasing groups
- Domestic title companies
- Foreign life and disability companies
- Foreign property and casualty companies
- Foreign purchasing groups
- Foreign title companies
- Health companies
- Reinsurers
- Risk retention groups
- Surplus line brokers
- Domestic life and disability companies
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2020 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2019 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2018 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2017 - Premium tax filing instructions
- Reinsurers
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2021 - Premium tax filing instructions
- Prepayments and penalties
- Amending premium tax filings
- Fraud and regulatory surcharge
- Payment options
- Captive insurer premium reporting and tax requirements
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Premium taxes
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Financial Filings
- Annual financial filing statements
- Financial filing checklists
- Permitted accounting practice instructions
- Depository and dividend forms
- Beneficial ownership of securities
- Reporting requirements for surplus line insurers
- WSHIP annual assessment report FAQ
- Washington State Health Insurance Pool (WSHIP) assessment report
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Filing instructions
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Health care and disability filings
- Association Health Plans - Review and Regulation (PDF, 43.51 KB)
- HCBM Filing Webinar – Jan. 5, 2022 (PDF, 2.02 MB)
- Plan Year 2024 Filing Webinar – April 6, 2023 (PDF, 1.36MB)
- Discontinuation and renewals for health plan year 2024
- Health coverage filing instructions
- Speed To Market tools for health coverage analysts
- Transgender enrollee coverage frequently asked questions
- Proposed non-disclosure directive (PDF, 155KB)
- Network access
- Stop-loss filing requirements
- Life insurance
- Long-term care (LTC)
- Medicare Supplement
- Motor vehicle service contracts
- File property and casualty
- Title insurance
- SERFF filing guidelines
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Health care and disability filings
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Company applications
- About company admissions
- Health carrier admissions
- P&C, life, disability and title company admissions
- Registering as a health care benefit manager (HCBM)
- Registering as a direct primary health care practice
- Registering as a captive insurer
- Reinsurer applications
- Charitable gift annuity
- Service contract provider
- Risk retention and purchasing groups
- Protection product guarantee provider
- All other company applications
- Market Conduct
- Independent review process
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Data calls and reporting
- Fixed payment policy survey explanation and instructions
- Special liability report instructions, forms and historical data
- Special data calls and surveys
- Statistical reporting for P&C insurers
- File medical malpractice report
- Title insurer data-reporting requirements for direct underwriters
- Security breach notification requirements
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Laws & rules for insurers
- Laws and rules for companies in 2022
- Health insurer responsibilities under the Balance Billing Protection Act
- Technical assistance advisories and emergency orders
- Service of legal process for other regulated entities (PDF, 662KB)
- Uniform consent to service of process for insurers (PDF, 129KB) (www.naic.org)
For Consumers
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For Consumers
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Types of insurance
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Auto
- Learn how auto insurance works
- Personal injury protection (PIP)
- What happens after your car gets totaled
- What if I can't find auto coverage?
- How to reduce your auto insurance premiums
- Filing an auto insurance claim
- Gap insurance
- What to do when changing auto policies
- Usage-based insurance
- What to do if you’re hit by an uninsured or underinsured driver
- Facts about the credit scoring ban rule
- Credit scores and insurance
- Credit freezes and insurance
- Extended warranties and service contracts
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Health
- Learn how health insurance works
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Individuals & families
- When can I buy an individual health plan?
- Individual and family health plans & premiums
- Get help paying for coverage
- What if I've lost my health insurance coverage?
- How my premiums are determined
- What you need to know about medical provider networks
- How to find a medical provider
- What are my out-of-pocket costs?
- What you need to know about short-term medical plans
- Small business owners
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For medical providers
- What medical providers need to know about health insurance
- What medical providers need to know about offering discounts to patients
- Medical providers and the Balance Billing Protection Act
- Registering as a direct primary health care practice
- Health care providers and mental health and substance use disorders
- Dental insurance
- Veterans
- Tribal members
- Mental health and substance use disorders
- What are my options if I lose health insurance coverage?
- Can't afford coverage
- The Washington State Health Insurance Pool (WSHIP)
- Options for people with disabilities
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Appealing a health insurance denial
- How to appeal a health insurance denial
- Common reasons for a denial and examples of appeal letters
- What can you do about outstanding bills
- Identify your type of insurance coverage
- Appeals information for Medicare and other plans not subject to OIC regulations
- What is a grandfathered plan?
- What is a non-grandfathered plan?
- Look up health insurance appeal outcomes
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Your health insurance rights
- Getting your health plan to cover your prescription drug
- Benefits health plans must cover under Washington state law
- What consumers need to know about surprise or balance billing
- Your rights to see a medical provider
- Health information and your privacy
- When health insurers can ask you about your health
- Patient Bill of Rights
- Women's health insurance rights
- Reproductive and birth control health rights
- Appealing a health insurance denial
- Coverage for abortion services
- Insurance and reconstructive breast surgery
- Health insurance rights & protections (www.healthcare.gov )
- Mental health parity
- Gender-affirming medical coverage rights
- How your health insurance claims process works
- What you need to know about medical provider networks
- What you need to know about short-term medical plans
- Health insurance rate increases
- Health insurance FAQs
- Health savings accounts
- COVID-19 and health coverage
- Association Health Plans
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Home
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Learn how homeowner insurance works
- What is homeowner insurance?
- What's covered and not covered under homeowner insurance?
- Who sells homeowner insurance?
- Your homeowner claim responsibilities and rights
- Who needs homeowner insurance and why should I buy it?
- What to consider before buying homeowner insurance
- How do insurance companies set homeowner rates?
- Homeowner insurance
- Title insurance
- How renter insurance works
- Winter weather and insurance coverage FAQs
- Earthquake insurance
- Flood insurance
- Landslide insurance
- Homeowner insurance and mold
- Volcano coverage for your home and auto
- Wildfires and homeowner insurance
- Credit freezes and insurance
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Learn how homeowner insurance works
- Life
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Long-term care
- What qualifies as long-term care insurance?
- Long-term care insurance companies approved to sell in Washington state
- Long-term care insurance rate increases
- Washington state Long-Term Care Partnership Program
- Buying a Long-Term Care Partnership policy
- Order our long-term care options workbook
- Penn Treaty liquidation
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Medicare
- Find a Medicare event/counseling session in your area
- Learn how Medicare works
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Sign up for Medicare (Parts A and B)
- When can I sign up?
- How do I sign up?
- Do I have to sign up for Medicare if I'm 65 or older, and still working (or my spouse is)?
- Can I have Medicare and retiree coverage?
- Under age 65 and receiving Social Security disability benefits?
- What should I expect after I sign up?
- Medicare and the health insurance Exchange FAQs
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What do Medicare Parts A and B cost and cover?
- How much do Medicare Part A and B cost?
- What Medicare Part A (hospital insurance) covers
- What Medicare Part B (medical insurance) covers
- What preventive care services are covered by Medicare?
- Does Medicare cover dental, eye exams or hearing aids?
- Will Medicare pay for my medical equipment (like glucose monitors and wheelchairs)?
- Does Medicare pay for long-term care?
- How do I know what Medicare paid?
- Prescription drug coverage (Part D)
- Medigap (Medicare Supplement) plans
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Medicare Advantage plans (Part C)
- What is a Medicare Advantage plan and why should I buy it?
- How much do Medicare Advantage plans cost and what do they cover?
- 2023 Medicare Advantage and Special Needs Plans (SNPs)
- When can I sign up, switch or leave?
- Who can join a Medicare Advantage plan?
- My Medicare Advantage plan is leaving Medicare
- Get free unbiased Medicare counseling in your area
- Need help paying for Medicare?
- Get help paying for prescription drugs
- Options for people with disabilities
- Appeal a Medicare coverage or payment decision
- How to identify and report Medicare fraud and abuse
- Medicare and COVID-19
- Losing Apple Health (Medicaid) coverage
- Annuities
- Business
- Boat/marine
- Credit insurance
- Crop (www.usda.gov)
- Dental
- Natural disasters
- Pets
- Sharing economy
- Surplus line insurance
- Title insurance
- Travel
- Extended warranties & service contracts
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Auto
- Medicare
- Complaints & appeals
- Find companies & agents
- Fraud
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Current issues
- Behavioral health services federal grant
- Climate change
- Essential health benefits benchmark plan
- Health care cost trends
- Legislative priorities
- Mental health and substance use disorders
- Premium increase transparency
- Proposed rules
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Surprise billing and the Balance Billing Protection Act
- What consumers need to know about surprise or balance billing
- Medical providers responsibilities
- Ground ambulance services and surprise billing
- Health insurer responsibilities
- Self-funded group health plans and surprise billing
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Balance Billing Protection Act arbitration
- Arbitration and using the Balance Billing data set
- How to apply to be an arbitrator
- How to initiate Balance Billing Protection Act arbitration (Appendix A)
- How to report a Balance Billing Protection Act final decision (Appendix B and C)
- How to report a Balance Billing Protect Act settlement (Appendix D)
- Balance billing arbitrator application
- Contact the arbitration team
- Sign up to get surprise billing news
- Newsroom
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Types of insurance
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Online services and tools
- File a complaint
- Look up an insurance company or agent to find licensing, complaint, financial and contact information
- Look up an independent review decision
- Search company filings
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- Get your license to sell insurance
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- Online services help
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Laws & Rules
- RCW laws and WAC rules
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Legislation and rulemaking
- 2023 legislative issues
- 2023 rules agenda (PDF, 167.43 KB)
- Semi-Annual Rule Development Agenda July 2023 (PDF, 118 KB)
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Rules - proposed
- Consolidated health care rulemaking (R 2023-07)
- Health care benefit manager registration (R 2023-06)
- Best interest standard for annuities (R 2023-05)
- Eliminating prelicensing education requirements for insurance producers (R 2023-04)
- Risk mitigation goods and services in property insurance (R 2023-03)
- Revising the prior authorization process (R 2023-02)
- Implementation of SHB 1266 (R 2023-01)
- Rules - recently adopted
- Rules - withdrawn
- Sign up to receive rules news
- Understanding the rulemaking process
- Technical assistance advisories and emergency orders
- Petition state administrative rule (PDF, 553KB) (ofm.wa.gov)
- Surprise billing and the Balance Billing Protection Act
- Insurance Fair Conduct Act (IFCA)
- Service of legal process (SOP)
- Disciplinary and general orders
- Administrative hearings
- Technical assistance advisories and emergency orders