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For Producers
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For Producers
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- How to print your license
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Get licensed
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Individual resident
- First-time license education requirements
- Fingerprint requirements
- Producer license (full and limited lines) - individual resident
- Producer - travel
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
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Individual non-resident
- Producer license (full and limited lines) - individual non-resident
- Producer - travel
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
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Business-entity resident
- Producer license (full and limited lines) - business-entity resident
- Producer - travel
- Adjuster license (independent and public) - business-entity resident
- Life settlement broker
- Surplus line broker
- Title agent
- Premium finance companies
- Rental car agent
- Self-service storage
- Specialty producer - portable electronics
- Business-entity non-resident
- Fees
- Do you need a license?
- If you have a criminal offense
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Individual resident
- Renewing and reinstating your license
- You're moving
- Make changes to your license
- Get education
- Title insurance
- Surplus line
- Provide education
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Compliance
- Adding/removing affiliations
- Annual long-term care (LTC) compliance filing form
- Bonds
- Certification and clearance letters
- Charitable contributions
- Compensation and disclosure
- Court certification letters
- Criminal offenses
- Designated responsible licensed person (DRLP)
- Financial examinations
- Lead cards and mailing lists
- Licensing and education forms
- Promotional games of chance
- Rebating and illegal inducements
- Laws and rules affecting licensees and providers
- Records retention
- Referrals
- Separate premium accounts
For Insurers
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For Insurers & Regulated Entities
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Look up companies and agents
- Look up an insurance company or agent
- Company annual statements
- Insurer mergers and acquisitions
- Companies in receivership
- Look up company changes
- Look up an insurance company or agent to find licensing, complaint, and financial information
- Designated statistical agents in Washington state
- Search rate and form filings
- Rate increase requests
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Premium taxes and surcharges
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Premium taxes
- Reporting requirements
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Filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
- Captive insurers
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Premium tax filing instructions - archives
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2020 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2019 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2018 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2017 - Premium tax filing instructions
- Reinsurers
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2016 - Premium tax filing instructions
- Reinsurers
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
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2020 - Premium tax filing instructions
- Prepayments and penalties
- Amending premium tax filings
- Fraud and regulatory surcharge
- Payment options
- Captive insurer premium reporting and tax requirements
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Premium taxes
- Financial Filings
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Filing instructions
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Health care and disability filings
- Association Health Plans - Review and Regulation (PDF, 43.51 KB)
- HCBM Filing Webinar – Jan. 5, 2022 (PDF, 2.02 MB)
- OIC RFPN PY2022 Filing Webinar – March 31, 2022 (PDF, 1.5 MB)
- Discontinuation and renewals for health plan year 2022
- Health coverage filing instructions
- Speed To Market tools for health coverage analysts
- Transgender enrollee coverage frequently asked questions
- Proposed non-disclosure directive (PDF, 155KB)
- Network access
- Stop-loss filing requirements
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Life insurance
- Accidental death and dismemberment, disability income filing requirements
- Life insurance filing requirements
- Life illustration certification filing instructions
- Disability income actuarial memo requirements
- Life and disability credit insurance filing requirements
- Life and disability credit actuarial memo requirements
- Long-term care (LTC)
- Medicare Supplement
- Motor vehicle service contracts
- File property and casualty
- Title insurance
- SERFF filing guidelines
- Performance standards letter to companies (PDF, 583KB)
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Health care and disability filings
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Company applications
- About company admissions
- Health carrier admissions
- P&C, life, disability and title company admissions
- Registering as a health care benefit manager (HCBM)
- Registering as a direct primary health care practice
- Registering as a captive insurer
- Credit for reinsurance
- Charitable gift annuity
- Service contract provider
- Risk retention and purchasing groups
- Protection product guarantee provider
- All other company applications
- Market Conduct
- Independent review process
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Data calls and reporting
- Fixed payment policy survey explanation and instructions
- Special liability report instructions, forms and historical data
- Special data calls and surveys
- Statistical reporting for P&C insurers
- File medical malpractice report
- Title insurer data-reporting requirements for direct underwriters
- Security breach notification requirements
- Report errors in discontinuation and renewal notifications
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Laws & rules for insurers
- Laws and rules for companies in 2022
- Health insurer responsibilities under the Balance Billing Protection Act
- Credit for reinsurance
- Technical assistance advisories and emergency orders
- Service of legal process for other regulated entities (PDF, 662KB)
- Uniform consent to service of process for insurers (PDF, 179KB) (www.naic.org)
For Consumers
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For Consumers
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Types of insurance
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Auto
- Credit scoring and insurance
- Learn how auto insurance works
- Personal injury protection (PIP)
- What happens after your car gets totaled
- What if I can't find auto coverage?
- How to reduce your auto insurance premiums
- Filing an auto insurance claim
- Gap insurance
- What to do when changing auto policies
- Usage-based insurance
- What to do if you’re hit by an uninsured or underinsured driver
- Credit freezes and insurance
- Extended warranties and service contracts
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Health
- Learn how health insurance works
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Individuals & families
- When can I buy an individual health plan?
- Individual and family health plans & premiums
- Get help paying for coverage
- What if I've lost my health insurance coverage?
- How my premiums are determined
- What you need to know about medical provider networks
- How to find a medical provider
- What are my out-of-pocket costs?
- What you need to know about short-term medical plans
- Small business owners
- For medical providers
- Dental insurance
- Veterans
- Tribal members
- What are my options if I lose health insurance coverage?
- Can't afford coverage
- The Washington State Health Insurance Pool (WSHIP)
- Options for people with disabilities
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Appealing a health insurance denial
- How to appeal a health insurance denial
- Common reasons for a denial and examples of appeal letters
- What can you do about outstanding bills
- Identify your type of insurance coverage
- Appeals information for Medicare and other plans not subject to OIC regulations
- What is a grandfathered plan?
- What is a non-grandfathered plan?
- Look up health insurance appeal outcomes
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Your health insurance rights
- Benefits health plans must cover under Washington state law
- What consumers need to know about surprise or balance billing
- Your rights to see a medical provider
- Health information and your privacy
- When health insurers can ask you about your health
- Patient Bill of Rights
- Women's health insurance rights
- Appealing a health insurance denial
- Insurance coverage for prescription contraceptives
- Insurance and reconstructive breast surgery
- The health care law and you (www.hhs.gov)
- Mental health parity
- Transgender medical coverage rights
- How your health insurance claims process works
- What you need to know about medical provider networks
- What you need to know about short-term medical plans
- Health insurance rate increases
- Health insurance FAQs
- Health savings accounts
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Home
- Credit scoring and insurance
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Learn how homeowner insurance works
- What is homeowner insurance?
- What's covered and not covered under homeowner insurance?
- Who sells homeowner insurance?
- Your homeowner claim responsibilities and rights
- Who needs homeowner insurance/why should I buy it?
- What to consider before buying homeowner insurance
- How do insurance companies set homeowner rates?
- Homeowner insurance
- Title insurance
- How renter insurance works
- Winter weather and insurance coverage FAQs
- Earthquake insurance
- Flood insurance
- Landslide insurance
- Homeowner insurance and mold
- Volcano coverage for your home and auto
- Wildfires and homeowner insurance
- Credit freezes and insurance
- Life
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Long-term care
- What qualifies as long-term care insurance?
- Long-term care insurance companies approved to sell in Washington state
- Long-term care insurance rate increases
- Washington state Long-Term Care Partnership Program
- Buying a Long-Term Care Partnership policy
- Order our long-term care options workbook
- Penn Treaty liquidation
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Medicare
- Find a Medicare event/counseling session in your area
- Learn how Medicare works
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Sign up for Medicare (Parts A and B)
- When can I sign up?
- How do I sign up?
- Do I have to sign up for Medicare if I'm 65 or older, and still working (or my spouse is)?
- Can I have Medicare and retiree coverage?
- Under age 65 and receiving Social Security disability benefits?
- What should I expect after I sign up?
- Medicare and the health insurance Exchange FAQs
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What do Medicare Parts A and B cost and cover?
- How much do Medicare Part A and B cost?
- What Medicare Part A (hospital insurance) covers
- What Medicare Part B (medical insurance) covers
- What preventive care services are covered by Medicare?
- Does Medicare cover dental, eye exams or hearing aids?
- Will Medicare pay for my medical equipment (like glucose monitors and wheelchairs)?
- Does Medicare pay for long-term care?
- How do I know what Medicare paid?
- Prescription drug coverage (Part D)
- Medigap (Medicare Supplement) plans
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Medicare Advantage plans (Part C)
- What is a Medicare Advantage plan and why should I buy it?
- How much do Medicare Advantage plans cost and what do they cover?
- 2022 Medicare Advantage and Special Needs Plans (SNPs)
- When can I sign up, switch or leave?
- Who can join a Medicare Advantage plan?
- My Medicare Advantage plan is leaving Medicare
- Get free unbiased Medicare counseling in your area
- Need help paying for Medicare?
- Get help paying for prescription drugs
- Options for people with disabilities
- Appeal a Medicare coverage or payment decision
- How to identify and report Medicare fraud and abuse
- Medicare and COVID-19 vaccine scams – Tips to protect yourself
- Medicare and coronavirus
- Annuities
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Business
- Learn how business insurance works
- Pandemics and businesses
- Pandemics and event cancellation insurance
- Insurance and your home business
- Insuring your marijuana business in Washington state
- What you need to know about self-insured business claims
- What you need to know about filing a business insurance claim if you’re sued
- Flood insurance information for businesses
- Boat/marine
- Credit insurance
- Crop (www.usda.gov)
- Dental
- Natural disasters
- Pets
- Sharing economy
- Surplus line insurance
- Title insurance
- Travel
- Extended warranties & service contracts
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Auto
- Coronavirus
- Medicare
- Complaints & appeals
- Find companies & agents
- Fraud
- How a small pharmacy can appeal a reimbursement decision
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Current issues
- Health care cost trends
- Coronavirus
- Credit scoring ban
- Behavioral health services federal grant
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Washington Disaster Resiliency work group
- About the Washington Disaster Resiliency work group
- Information for the Washington Disaster Resiliency work group
- Washington Disaster Resiliency work group member organizations and their representatives
- Washington Disaster Resiliency work group submission form
- Washington Disaster Resiliency public submission form
- Search Washington Disaster Resiliency submissions
- Coverage for abortion services
- Climate change
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Surprise billing and the Balance Billing Protection Act
- What consumers need to know about surprise or balance billing
- Medical providers responsibilities
- Health insurer responsibilities
- How self-funded group health plans can protect their enrollees from surprise billing
- Arbitration and using the Balance Billing Protection Act data set
- How to apply to be an arbitrator
- Sign up to get surprise billing news
- Federal No Surprises Act
- Legislative priorities
- Proposed rules
- Newsroom
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Types of insurance
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Online services and tools
- File a complaint
- Look up an insurance company or agent to find licensing, complaint, financial and contact information
- Look up an independent review decision
- Search company filings
- Search health rate increases
- Get your license to sell insurance
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Laws & Rules
- RCW laws and WAC rules
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Legislation and rulemaking
- 2022 legislative priorities
- 2022 rules agenda (PDF, 193.43 KB)
- Semi-Annual Rule Development Agenda January 2022 (PDF, 115.9 KB)
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Rules - proposed
- General filing instructions for carrier submission of provider agreements and HCBM contracts (R 2022-06)
- Cost-sharing for prescription drugs (R 2022-05)
- Statement requirement for consumer adverse benefit determination notices (R 2022-04)
- Accessing and receiving health care services and benefits (R 2022-03)
- Implementation of E2SHB 1688 (R 2022-02)
- Transparency in insurance underwriting (R 2022-01)
- Health care sharing ministries (R 2021-17)
- Rules - recently adopted
- Rules - withdrawn
- Sign up to receive rules news
- Understanding the rulemaking process
- Technical assistance advisories and emergency orders
- Petition state administrative rule (PDF, 553KB) (ofm.wa.gov)
- Surprise billing and the Balance Billing Protection Act
- Insurance Fair Conduct Act (IFCA)
- Service of legal process (SOP)
- Disciplinary and general orders
- Administrative hearings
- Technical assistance advisories and emergency orders