Sitemap
For Producers
-
For Producers
- Login
- How to print your license
-
Get licensed
-
Individual resident
- Fingerprint requirements
- Producer license (full and limited lines) - individual resident
- Adjuster - crop, independent or public
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
-
Individual non-resident
- Producer license (full and limited lines) - individual non-resident
- Adjuster - crop, independent or public
- Register as an emergency adjuster
- Life settlement broker
- Surplus line broker
- Annuity suitability training
- Flood insurance training
- Long-term care (LTC) training
- Managing general agents (MGA) and third-party administrators (TPA)
-
Business-entity resident
- Designated responsible licensed person (DRLP)
- Producer license (full and limited lines) - business-entity resident
- Adjuster license (independent and public) - business-entity resident
- Life settlement broker
- Surplus line broker
- Title agent
- Premium finance companies
- Rental car agent
- Self-service storage
- Specialty producer - portable electronics
-
Business-entity non-resident
- Designated responsible licensed person (DRLP)
- Producer license (full and limited lines) - business-entity non-resident
- Adjuster - independent or public
- Life settlement broker
- Surplus line broker
- Title agent
- Premium finance companies
- Rental-car agent
- Self-service storage
- Specialty producer - portable electronics
- Business entities can apply for a new license or renew an existing license through NIPR
- Travel insurance license requirements
- Fees
- Do you need a license?
- If you have a criminal offense
- Certification and clearance letters
-
Individual resident
- Renewing and reinstating your license
- You're moving
- Make changes to your license
- Get education
- Title insurance
- Surplus line broker reporting and tax requirements
- Provide education
-
Compliance
- Annual long-term care (LTC) compliance filing form
- Bonds
- Compensation and disclosure
- Court certification letters
- Criminal offenses
- Financial examinations
- Lead cards and mailing lists
- Licensing and education forms
- Promotional games of chance
- Rebating and illegal inducements
- Laws and rules affecting licensees and providers
- Records retention
- Referrals
- Separate premium accounts
- Now that you're licensed, what's next?
For Insurers
-
For Insurers & Regulated Entities
- Login
-
Look up companies and agents
- Look up an insurance company or agent
- Company annual statements
- Insurer mergers and acquisitions
- Companies in receivership
- Look up company changes
- Look up an insurance company or agent to find licensing, complaint, and financial information
- Designated statistical agents in Washington state
- Search rate and form filings
- Rate increase requests
-
Premium taxes and surcharges
-
Premium taxes
- Reporting requirements
-
Filing instructions
- Captive insurers
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
-
Premium tax filing instructions - archives
-
2023 - Premium tax filing instructions
- Captive insurers
- Reinsurers
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
-
2022 - Premium tax filing instructions
- Captive insurers
- Reinsurers
- Domestic life companies
- Foreign life companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
-
2021 - Premium tax filing instructions
- Captive insurers
- Domestic property and casualty companies
- Domestic purchasing groups
- Domestic title companies
- Foreign life and disability companies
- Foreign property and casualty companies
- Foreign purchasing groups
- Foreign title companies
- Health companies
- Reinsurers
- Risk retention groups
- Surplus line brokers
- Domestic life and disability companies
-
2020 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
-
2019 - Premium tax filing instructions
- Reinsurers
- Domestic life and disability companies
- Foreign life and disability companies
- Domestic property and casualty companies
- Foreign property and casualty companies
- Domestic purchasing groups
- Foreign purchasing groups
- Health companies
- Risk retention groups
- Domestic title companies
- Foreign title companies
- Surplus line brokers
-
2023 - Premium tax filing instructions
- Prepayments and penalties
- Amending premium tax filings
- Fraud and regulatory surcharge
- Payment options
-
Premium taxes
-
Financial Filings
- Annual financial filing statements
- Financial filing checklists
- Permitted accounting practice instructions
- Depository and dividend forms
- Beneficial ownership of securities
- Reporting requirements for surplus line insurers
- WSHIP annual assessment report FAQ
- Washington State Health Insurance Pool (WSHIP) assessment report
-
Filing instructions
- Health care and disability filings
- Network access
- Stop-loss filing requirements
- Life insurance
- Long-term care (LTC)
- Medicare Supplement
- Motor vehicle service contracts
- File property and casualty
- Title insurance
- SERFF filing guidelines
-
Company applications
- About company admissions
- Health carrier admissions
- P&C, life, disability and title company admissions
- Registering as a health care benefit manager (HCBM)
- Registering as a direct primary health care practice
- Registering as a captive insurer
- Reinsurer applications
- Charitable gift annuity
- Service contract provider
- Risk retention and purchasing groups
- Protection product guarantee provider
- All other company applications
- Market Conduct
- Independent review process
-
Data calls and reporting
- Fixed payment policy survey explanation and instructions
- Special liability report instructions, forms and historical data
- Special data calls and surveys
- Statistical reporting for P&C insurers
- File medical malpractice report
- Title insurer data-reporting requirements for direct underwriters
- Security breach notification requirements
- Laws & rules for insurers
For Consumers
-
For Consumers
-
Types of insurance
-
Auto
- Learn how auto insurance works
- Personal injury protection (PIP)
- What happens after your car gets totaled
- What if I can't find auto coverage?
- How do insurance companies set auto premiums?
- How we review auto and homeowner rates
- Filing an auto insurance claim
- Gap insurance
- Usage-based insurance
- What to do if you’re hit by an uninsured or underinsured driver
- Facts about the credit scoring ban rule
- Credit scores and insurance
- Credit freezes and insurance
- Extended warranties and service contracts
-
Health
-
Learn how health insurance works
- What is health insurance?
- What health insurance plans must cover
- Who sells health insurance
- Your health insurance rights
- What to consider before buying health insurance
- Questions to ask when comparing health plans
- How we review health rates
- Who to contact for issues with your employer health plan
- Employment–related health insurance
-
Individuals & families
- When can I buy an individual health plan?
- 2025 Individual and family health plans
- Get help paying for coverage
- What if I've lost my health insurance coverage?
- How my premiums are determined
- What you need to know about medical provider networks
- What are my out-of-pocket costs?
- Short-term medical plans
- What is COBRA?
- Small business owners
- Continuation plans
-
For medical providers
- What medical providers need to know about health insurance
- What mental health and substance use disorder parity means for providers
- How to help patients get next-day mental health appointments
- Types of insurance mental health parity covers and who enforces it
- What medical providers need to know about offering discounts to patients
- How to help patients who receive a denial from their health plan
- Medical providers and the Balance Billing Protection Act
- Registering as a direct primary health care practice
- Dental insurance
- Veterans
- Tribal members
- Mental health and substance use disorders
- Can't afford coverage
- The Washington State Health Insurance Pool (WSHIP)
- Options for people with disabilities
- Appealing a health insurance denial
-
Your health insurance rights
- Getting your health plan to cover your prescription drug
- Benefits health plans must cover under Washington state law
- What consumers need to know about surprise or balance billing
- Your rights to see a medical provider
- Health information and your privacy
- When health insurers can ask you about your health
- Patient Bill of Rights
- Women's health insurance rights
- Reproductive and birth control health rights
- Appealing a health insurance denial
- Coverage for abortion services
- Insurance and reconstructive breast surgery
- Health insurance rights & protections
- Mental health parity
- Gender-affirming medical coverage rights
- How your health insurance claims process works
- What you need to know about medical provider networks
- What you need to know about short-term medical plans
- Health insurance rate increases
- Health savings accounts
- COVID-19 and health coverage
- Association Health Plans
-
Learn how health insurance works
-
Home
- Learn how homeowner insurance works
- Homeowner insurance
- Title insurance
- How renter insurance works
- Winter weather and your homeowner insurance coverage
- Natural disasters
- Earthquake insurance
- Flood insurance
- Landslide insurance
- Leaks, water intrusion and mold
- Volcano coverage for your home and auto
- Wildfires and homeowner insurance
- Credit freezes and insurance
- Life
-
Long-term care
- What is long-term care insurance?
- Long-term care insurance companies approved to sell in Washington state
- Long-term care insurance rate increases
- Washington state Long-Term Care Partnership Program
- Buying a Long-Term Care Partnership policy
- Order our long-term care options workbook
- Penn Treaty liquidation
-
Get help with Medicare
- 2025 Medicare Advantage plans
- Appeal a coverage or payment decision
- How to identify and report Medicare fraud and abuse
- Get free, unbiased Medicare help from the Washington SHIBA program
-
Learn about Medicare
- Get started with Medicare
- When can I sign up for Medicare?
- Medigap (Medicare Supplement) plan coverage and costs
- Compare Medigap and Medicare Advantage plans
- Browse 2025 Medicare Advantage and Special Needs Plans (SNPs)
- What to expect after you sign up for Medicare
- Losing Apple Health (Medicaid) coverage
- Need help paying for Medicare?
- Medicare and COVID-19
- Report Medicare fraud to SHIBA
- Find a local SHIBA office
- Medicare options for people with disabilities
- Find Medicare counseling and events in your area
- How to become a SHIBA volunteer
- Schedule a SHIBA speaker
- Annuities
- Business
- Boat/marine
- Credit insurance
- Crop
- Dental
- Natural disasters
- Pet insurance
- Gig workers and delivery drivers
- Surplus line insurance
- Title insurance
- Travel
- Extended warranties & service contracts
-
Auto
- Medicare
- Complaints & appeals
- Find companies & agents
- Fraud
-
Current issues
- Climate change
- Health care cost affordability
- Legislation and rulemaking
- Premium increase transparency
-
Protections from surprise medical billing
- What consumers need to know about surprise or balance billing
- Medical providers responsibilities
- Ground ambulance services and surprise billing
- Health insurer responsibilities
- HIPAA transaction usage requirements
- Self-funded group health plans and surprise billing
- Sign up to get surprise billing news
- Newsroom
-
Types of insurance
Footer Primary
- About OIC
- Connect with us
-
Online services and tools
- File a complaint
- Look up an insurance company or agent to find licensing, complaint, financial and contact information
- Look up an independent review decision
- Search company filings
- Search health rate increases
- Get your license to sell insurance
- Renew your producer license
- Print your insurance license
- Log in to your account
-
Laws & Rules
- RCW laws and WAC rules
-
Legislation and rulemaking
- 2025 legislative priorities
-
Legislative committees and work groups
- 1688 Behavioral health crisis services workgroup
- Adult family home liability market study work group
- Behavioral health services federal grant
- Community-based health providers working in a carceral setting liability market study work group
- Essential health benefits
- Ground ambulance advisory group
- Housing providers using housing trust fund insurance market study work group
- Palliative care benefit work group
- Petition state administrative rule (PDF, 553KB)
- Rules - proposed
- Rules - recently adopted
- Rules - withdrawn
- Semiannual rules agenda, January 2025 (PDF, 128.59 KB)
- Sign up to receive rules news
- Technical assistance advisories and emergency orders
- Understanding the rulemaking process
- Surprise billing and the Balance Billing Protection Act
- Insurance Fair Conduct Act (IFCA)
- Service of legal process (SOP)
- Disciplinary and general orders
-
Administrative hearings
- About administrative hearings
- How to file a demand for hearing
- Preparing for your hearing
- Small Pharmacy Reimbursement Appeals
- Upcoming hearings
-
Balance Billing Protection Act arbitration
- Arbitration and using the Balance Billing data set
- Apply to be a balance billing arbitrator
- How to initiate Balance Billing Protection Act arbitration (Appendix A)
- How to report a Balance Billing Protection Act final decision (Appendix B and C)
- How to report a Balance Billing Protect Act settlement (Appendix D)
- Balance billing arbitrator application
- Health carrier arbitration contact information
- Contact the arbitration team
- Technical assistance advisories and emergency orders