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Insurance Resources
- A consumer's insurance glossary
- Annuities
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Auto insurance
- Auto insurance claims
- Credit and insurance
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Learn how auto insurance works
- Auto coverage for home health care workers and volunteers
- Extended warranties and service contracts
- Gap insurance
- Gig workers and delivery drivers
- How insurance companies set auto premiums
- Learn about auto insurance
- Personal injury protection (PIP)
- Usage-based insurance
- What if I can't find auto coverage?
- How we review auto and homeowner rates
- Washington state's mandatory auto/motorcycle insurance law
- Boat/marine insurance
- Business insurance
- Choosing an insurance agent or broker
- Credit insurance
- Crop insurance
- Dental insurance
- Extended warranties and service contracts
- Gig workers and delivery drivers
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Health insurance
- Appealing a health insurance denial
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For medical providers
- How to help patients get next-day mental health appointments
- How to help patients get next-day mental health appointments
- How to help patients who receive a health plan denial
- Mental health and substance use disorder parity for providers
- Types of insurance mental health parity covers and who enforces it
- What medical providers need to know about health insurance
- What medical providers need to know about offering discounts
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Health insurance coverage
- Association health plans
- COBRA
- Continuation plans
- Dental insurance
- Direct health care practices
- Employment-related health insurance
- Get help paying for coverage
- Get help paying for prescriptions
- Health care coverage resources
- Health clinics and hospital care
- Health insurance companies that sell to small businesses
- Health insurance plans and health care programs
- Health savings accounts
- Individual and family health plans & premiums
- No-cost preventive health services
- Out-of-pocket costs
- Small business owners
- Specific disease or disability
- The Washington State Health Insurance Pool (WSHIP)
- Tribal members
- Veterans
- Vision and hearing programs
- What to do if you lose health coverage
- What you need to know about medical provider networks
- What you need to know about short-term medical plans
- When you can buy an individual health plan
- Who to contact for issues with your employer health plan
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How health insurance works
- Benefits health plans must cover under Washington state law
- Coverage for abortion services
- Gender-affirming medical coverage rights
- Getting your health plan to cover your prescription drug
- Health information and your privacy
- How my premiums are determined
- How we review health rates
- How your health insurance claims process works
- Insurance and reconstructive breast surgery
- Learn how health insurance works
- Mental health parity
- Patient Bill of Rights
- Reproductive and birth control health rights
- What consumers need to know about surprise or balance billing
- What health insurance plans must cover
- When health insurers can ask you about your health
- Women's health insurance rights
- Your rights to see a medical provider
- Mental health and substance use disorders
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Home insurance
- Insurance for natural disasters
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Learn how home insurance works
- Title insurance
- Domestic abuse and insurance
- Filing a homeowner insurance claim
- How insurance companies set homeowner rates
- How renter insurance works
- Insurance tips for homeowners
- Leaks, water intrusion and mold
- Learn how condo insurance works
- Learn how homeowner insurance works
- Lender-placed insurance
- Private mortgage insurance (PMI)
- What to consider when buying renter insurance
- What to do when changing homeowner policies
- How does my insurance company rate?
- Life insurance
- Long-term care
- Medicare
- Natural disasters
- Order consumer publications
- Pet insurance
- Surplus line insurance
- Title insurance
- Travel insurance
- What's a Guaranty Association and how does it work?
- Complaints, Appeals & Fraud
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Producers & Adjusters
- Education
- Laws and rules affecting licensees and providers
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Licensing compliance & financial examinations
- Records retention
- Business-entity licensees - complying with other Washington state agencies
- Separate premium accounts
- Bonds
- Title agents
- Compensation and disclosure
- Court certification letters
- Financial examinations
- Lead cards and mailing lists
- Licensing and education forms
- Promotional games of chance
- Rebating and illegal inducements
- Compliance tips for new licensees
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Licensing
- Do you need a license?
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Get licensed
- Adjuster - crop, independent or public
- Fingerprint requirements
- If you have a criminal offense
- Life settlement broker
- Producer and adjuster licensing fees
- Producer license (full and limited lines)
- Surplus line broker
- Travel insurance license requirements
- Managing general agents (MGA) and third-party administrators (TPA)
- Designated responsible licensed person (DRLP)
- Premium finance companies
- Rental car agent
- Self-service storage
- Specialty producer - portable electronics
- Title agent
- Renew or reinstate your license
- Business entities can apply for a new license or renew an existing license through NIPR
- Make changes to your license
- You're moving
- Certification and clearance letters
- Compliance tips for new licensees
- Print your license
- Licensee login help
- Producer advisory committees
- Surplus line broker reporting and tax requirements
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Insurers & Regulated Entities
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Company registration and renewal
- Biographical affidavit
- Company registration and renewal for captive insurers
- Company registration and renewal for charitable gift annuities
- Company registration and renewal for direct primary health care practices
- Company registration and renewal for discount plan organizations
- Company registration and renewal for health care benefit managers
- Company registration and renewal for life settlement providers
- Company registration and renewal for reinsurance intermediaries
- Company registration and renewal for reinsurers
- Company registration and renewal for risk retention and purchasing groups
- Company registration and renewal for service contract providers
- Health carrier admissions
- Property and casualty, life, disability and title company admissions
- Data calls and reporting
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Financial information filing
- 2025 financial information filing checklists
- Approval for permitted accounting practices
- Financial filing requirements for charitable gift annuities
- Financial filing requirements for discount plan organizations
- Financial filing requirements for fraternal benefit societies
- Financial filing requirements for health care benefit managers
- Financial filing requirements for health care service contractors
- Financial filing requirements for health maintenance organizations
- Financial filing requirements for life settlement providers
- Financial filing requirements for life, accident and health insurers
- Financial filing requirements for multi-employer welfare associations
- Financial filing requirements for property and casualty insurers
- Financial filing requirements for risk retention groups
- Financial filing requirements for service contract providers
- Financial filing requirements for surplus line brokers
- Financial filing requirements for title companies
- Washington State Health Insurance Pool (WSHIP) assessment report
- Independent review process
- Laws and rules for insurers
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Market conduct and oversight
- Anti-fraud plan guidelines
- Attestation for health care transparency
- Long-term care annual reports
- Companies in receivership
- Designated statistical agents in Washington state
- Insurer mergers and acquisitions
- Market Conduct Annual Statement (MCAS) instructions
- Market Conduct Oversight's required annual reporting
- Market Conduct exam reports
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Premium taxes and surcharges
- Fraud and regulatory surcharges
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Premium taxes
- Premium tax filing for captive insurers 2021
- Premium tax filing for captive insurers 2022
- Premium tax filing for captive insurers 2023
- Premium tax filing for captive insurers 2024
- Premium tax filing for health companies 2018
- Premium tax filing for property and casualty companies 2019
- Premium tax filing for property and casualty companies 2020
- Premium tax filing for property and casualty companies 2021
- Premium tax filing for property and casualty companies 2022
- Premium tax filing for property and casualty companies 2023
- Premium tax filing for property and casualty companies 2024
- Premium tax filing for purchasing groups 2019
- Premium tax filing for purchasing groups 2020
- Premium tax filing for purchasing groups 2021
- Premium tax filing for purchasing groups 2022
- Premium tax filing for purchasing groups 2023
- Premium tax filing for purchasing groups 2024
- Premium tax filing for reinsurers 2019
- Premium tax filing for reinsurers 2020
- Premium tax filing for reinsurers 2021
- Premium tax filing for reinsurers 2022
- Premium tax filing for reinsurers 2023
- Premium tax filing for reinsurers 2024
- Premium tax filing for title companies 2019
- Premium tax filing for title companies 2020
- Premium tax filing for title companies 2021
- Premium tax filing for title companies 2022
- Premium tax filing for title companies 2023
- Premium tax filing for title companies 2024
- Premium tax filing instructions for health companies 2019
- Premium tax filing instructions for health companies 2020
- Premium tax filing instructions for health companies 2021
- Premium tax filing instructions for health companies 2022
- Premium tax filing instructions for health companies 2023
- Premium tax filing instructions for health companies 2024
- Premium tax filing instructions for life and disability companies 2019
- Premium tax filing instructions for life and disability companies 2020
- Premium tax filing instructions for life and disability companies 2021
- Premium tax filing instructions for life and disability companies 2022
- Premium tax filing instructions for life and disability companies 2023
- Premium tax filing instructions for life and disability companies 2024
- Premium tax filing instructions for risk retention groups 2019
- Premium tax filing instructions for risk retention groups 2020
- Premium tax filing instructions for risk retention groups 2021
- Premium tax filing instructions for risk retention groups 2022
- Premium tax filing instructions for risk retention groups 2023
- Premium tax filing instructions for risk retention groups 2024
- Premium tax filing instructions for surplus line brokers 2019
- Premium tax filing instructions for surplus line brokers 2020
- Premium tax filing instructions for surplus line brokers 2021
- Premium tax filing instructions for surplus line brokers 2022
- Premium tax filing instructions for surplus line brokers 2023
- Premium tax filing instructions for surplus line brokers 2024
- Reinsurers - 2018 premium tax filing instructions
- Risk retention groups - 2018 premium tax filing instructions
- Payment options
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Rate and form filing
- Accidental death and dismemberment, disability income filing requirements
- Binder speed to market tools for health and disability
- Discontinuation and renewals for health plan year 2025
- Form filing speed to market tools for health and disability
- Health coverage rate and form filing instructions
- Life and disability credit actuarial memo requirements
- Life and disability credit insurance filing requirements
- Life illustration certification filing instructions
- Life insurance rate and form filing requirements
- Long-term care actuarial memo requirements
- Long-term care partnership program requirements
- Mapping hierarchy for Washington state health and dental plans
- Medicare Supplement filing requirements
- Motor vehicle service contracts rate and form filing requirements
- Network access filing
- Property and casualty rate and form filing instructions
- Rate filing speed to market tools for health, life and disability
- Rate filing speed to market tools for property and casualty companies
- SERFF guidelines
- Search company filings with SERFF Filing Access
- Terrorism Risk Insurance Extension (TRIA)
- Title insurance rate and form filing requirements
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Company registration and renewal
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Laws & Rules
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Administrative hearings
- About administrative hearings
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Balance Billing Protection Act arbitration
- Approved balance billing arbitrators
- Arbitration and using the Balance Billing data set
- Arbitration initiation request form - Appendix A
- Arbitrator decision reporting form - Appendix B
- Arbitrator decision reporting form for arbitration proceedings under RCW 48.49.135 - Appendix C
- Balance billing arbitrator application
- Contact the arbitration team
- Health carrier arbitration contact information
- How to apply to be an arbitrator
- How to report a final decision under the Balance Billing Protection Act (Appendix B and C)
- How to report a settlement under the Balance Billing Protection Act (Appendix D)
- How to start arbitration under the Balance Billing Protection Act (Appendix A)
- How to file a demand for hearing
- Preparing for your hearing
- Small pharmacy reimbursement appeals
- Insurance Fair Conduct Act (IFCA)
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Legislation and rulemaking
- 2025 legislative priorities
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Legislative committees and work groups
- 1688 Behavioral health crisis services work group
- Adult family home liability market study work group
- Behavioral health services federal grant
- Community-based health providers working in a carceral setting liability market study work group
- Essential health benefits benchmark plan
- Ground ambulance advisory group
- Housing providers using housing trust fund insurance market study work group
- Palliative care benefit work group
- Wildfire property mitigation standards work group
- Rulemaking
- Technical assistance advisories
- Understanding the rulemaking process
- Service of legal process (SOP)
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Administrative hearings
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About Us
- About Patty Kuderer
- Accessibility
- Careers
- Contact us
- Contracting opportunities
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Current initiatives
- Climate change and your insurance
- Health care cost trends
- Legislation and rulemaking
- Premium increase transparency
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Protections from surprise medical billing
- What consumers need to know about surprise or balance billing
- Ground ambulance services and surprise billing
- HIPAA transaction usage requirements
- Health insurer responsibilities under the Balance Billing Protection Act
- Medical providers responsibilities
- Self-funded group health plan opt-in form/attestation
- Self-funded group health plans and surprise billing
- Restitution
- Diversity, equity & inclusion
- Invite the commissioner to speak at your event
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Language assistance services
- Get help with language assistance services
- Chúng tôi có thể giúp quý vị như thế nào
- Cómo podemos ayudarlo
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