Natural disasters

Learn how we're building local disaster resilience through insurance education and what we do to help Washingtonians when a disaster is declared.

Winter weather can bring many surprises to homeowners, but the damage from it is usually covered.

In Washington, wildfires can happen during drought-like weather. It doesn't matter whether your home is in a suburb, city or rural area.

Home, renter, and commercial insurance policies usually don't cover flood damage and require you to purchase a separate flood insurance policy.

Earthquake insurance helps cover your property and belongings in the event of an earthquake.

Homeowner insurance usually doesn't cover damage from land movement or landslides that happen due to rain, melting snow, flooding, or earthquakes.

Most homeowner and auto policies will cover you from some damage due to volcanic eruptions, but there are also exceptions.

Natural disasters can happen anytime, anywhere. Dealing with insurance shouldn't add to your frustration.

If you're eligible for assistance from the Federal Emergency Management Agency (FEMA), learn how to file a claim and what to expect.