Natural disasters

Learn how we're building local disaster resilience through insurance education and what we do to help Washingtonians when a disaster is declared.

Winter weather can bring many surprises to homeowners, but the damage from it is usually covered.

Wildfires are common throughout Washington. Learn what to review in your home, renter, and auto policies to make sure you're not uninsured or underinsured.

Home, renter, and commercial insurance policies usually don't cover flood damage and require you to purchase a separate flood insurance policy.

Earthquake insurance helps cover your property and belongings in the event of an earthquake.

Homeowner insurance usually doesn't cover damage from land movement or landslides that happen due to rain, melting snow, flooding, or earthquakes.

Most homeowner and auto policies will cover you from some damage due to volcanic eruptions, but there are also exceptions.

Natural disasters can happen anytime, anywhere. Dealing with insurance shouldn't add to your frustration.

Washington homeowners face serious financial risk if their insurance coverage isn’t enough to rebuild or repair their home after a disaster.

If you're eligible for assistance from the Federal Emergency Management Agency (FEMA), learn how to file a claim and what to expect.

Learn how to file a commercial flood insurance claim, what to document, and get tips to help your business recover quickly.

Smoke from a wildfire or nearby fire can damage your home, its structure, and your belongings. Learn about your insurance coverage for smoke damage.

If your home is damaged or destroyed after a fire or disaster, follow these steps to make sure your insurance company processes your claim quickly and smoothly.

After a disaster, scammers often target homeowners. Verify who you’re dealing with before hiring anyone for repairs, cleanup, or insurance help.