For Consumers

My Medicare Advantage plan is leaving Medicare

"Roses and rah rahs to SHIBA. What a relief to have someone actually in my corner."
~ D.S.
smiling woman

Every year, some Medicare Advantage plans may leave the Medicare program by Dec. 31. You should receive a letter from the plan by Oct. 2 explaining your options.

When can I join a new plan?

In addition to the Annual Open Enrollment Period between Oct. 15 and Dec. 7, you'll get a Special Enrollment Period:

To avoid a coverage gap you should sign up with a new plan before Dec. 31.

You may join a Medigap (Medicare Supplement) plan (PDF, 219KB) within 63 days after your Medicare Advantage plan ends. The company offering the Medigap plan must take you if you choose an A, B, C, D, F, K or L plan.

You don't have to take a health screen.

Note:  If you're under age 65 on Medicare due to disability, you may only be limited to Medigaps for disabled people.