Every year, some Medicare Advantage plans may leave the Medicare program by Dec. 31. You should receive a letter from the plan by Oct. 2 explaining your options.
When can I join a new plan?
In addition to the Annual Open Enrollment Period between Oct. 15 and Dec. 7, you'll get a Special Enrollment Period:
- You can join a new Medicare Part D stand-alone plan (PDF, 157.43KB) or a Medicare Advantage plan from Dec. 8 to the last day of February.
- Your new plan starts the first day of the month after you switch.
To avoid a coverage gap you should sign up with a new plan before Dec. 31.
You may join a Medigap (Medicare Supplement) plan (PDF, 219KB) within 63 days after your Medicare Advantage plan ends. The company offering the Medigap plan must take you if you choose an A, B, C, D, F, K or L plan.
You don't have to take a health screen.
Note: If you're under age 65 on Medicare due to disability, you may only be limited to Medigaps for disabled people.