For Consumers

About Mike Kreidler

Mike Kreidler is Washington’s eighth insurance commissioner. A former member of Congress, he was first elected as insurance commissioner in 2000. He was re-elected to a fifth term in 2016.

A doctor of optometry with a master's degree in public health from UCLA, Kreidler practiced at Group Health Cooperative in Olympia for 20 years. He also served 16 years in the Washington State Legislature. He served as a member of the Northwest Power Planning Council and as regional director for the U.S. Department of Health and Human Services.

He retired as a lieutenant colonel from the Army Reserves with 20 years of service.

He is a staunch advocate for consumer protection and as a fair and balanced regulator. He earned the "Excellence in Consumer Advocacy Award" from consumer advisors to the National Association of Insurance Commissioners.

From the boardroom of his local school district to the state Legislature and halls of Congress, Kreidler has represented Washingtonians for more than 40 years.

A longtime advocate for state and federal health care reform

Throughout his career, Commissioner Kreidler has been passionate about achieving health care coverage for all Washingtonians and has led the efforts to implement the Affordable Care Act in our state.

He worked with state lawmakers to close a waiting-period loophole that was endangering the lives of organ-transplant patients. He also rejected a bid by one of the state's largest non-profit health insurers, Premera Blue Cross, to become a for-profit company.

A national and international voice on climate change

Since 2007, Commissioner Kreidler has chaired the National Association of Insurance Commissioners' Climate Change and Global Warming Work Group. He led a successful push for insurers to disclose if and how they are preparing for the potential risks associated with climate change.

In 2015, Kreidler joined the Paris Pledge for Action ( to limit global temperature rise to less than 2 degrees Celsius; and his office became a supporting institution for the UNEP FI Principles for Sustainable Insurance (PSI) Initiative (, the largest collaboration between the United Nations and the insurance industry, backing the aims of the Paris Agreement. In 2016, Commissioner Kreidler joined the UNEP’s Sustainable Insurance Forum (SIF), a network of insurance supervisors and regulators working together to strengthen their response to relevant sustainability challenges.

Other achievements:

  • Raising public awareness of the massive surpluses accumulated by some non-profit health insurers.
  • Successfully advocating for changes in state law that allow public access to health insurance rate requests.
  • Cutting excessive auto- and homeowner-insurance rates by more than $310 million since 2001, as well as saving individuals more than $160 million in health insurance premiums.
  • Pushing for limits on the controversial practice of credit scoring.
  • Helping consumers recover $8 million to $10 million a year in denied and delayed insurance payments.
  • Making Washington the first state in the nation to set access standards for insurers’ medical provider networks.
  • Restoring troubled insurers to financial solvency.
  • Regaining national accreditation for the office.
  • Successfully fighting attempts by big out-of-state insurance companies to strip consumers of their legal protections.