Home insurance

Renter insurance offers coverage similar to homeowner insurance. It's for people who rent a living space, such as an apartment, condo, or multi-family home.

If you rent an apartment or home to live in, you might want to consider renter insurance to cover your belongings and liabilities.

Before buying a homeowner insurance policy, make sure you understand what your policy does and doesn't cover.

If your insurer cancels or doesn’t renew your homeowner policy, they have to tell you in advance. Then, you’ll need to buy coverage from a new company.

Insurers consider many factors when setting their rates. Understanding how this affects your premiums — as well as shopping around — can save you money.

Lender-placed insurance is insurance that lenders buy for property you finance, such as a home or car.

Make sure you have the right coverage before you find a leak, water damage or mold in your home.

If you need to file a claim, these tips will help you prove your loss.

You have certain protections from insurers discriminating against you in Washington state if you've been the victim of domestic abuse.

You hope to never have to use insurance, but if you need to file a homeowner claim, it's good to understand your rights, responsibilities and what to expect.

Private mortgage insurance (PMI) protects your lender if you don't pay your mortgage. If your down payment is less than 20% of your home's value, your lender will usually require you to have PMI.

When you buy a home or property, you’re buying all that property's assets and liabilities. Title insurance is a way to protect you on this major purchase.

Winter weather can bring many surprises to homeowners, but the damage from it is usually covered.

In Washington, wildfires can happen during drought-like weather. It doesn't matter whether your home is in a suburb, city or rural area.

Homeowner and commercial insurance policies usually don't cover flood damage and require you to purchase a separate flood insurance policy.

Earthquake insurance helps cover your property and belongings in the event of an earthquake.

Homeowner insurance usually doesn't cover damage from land movement or landslides that happen due to rain, melting snow, flooding or earthquakes.