For Insurers

Stop-loss filing requirements

Complete all forms in John Doe fashion, with dollar amounts the insurer proposes to use. If the rates or some of the forms have been previously approved in another filing, the insurer should:

  1. Show the approval date.
  2. File the rates.
  3. Include the completed forms in support of the current filing.

File the following:

  • Policy
  • Policy schedule page
  • Application and enrollment form
  • Variable package
  • Actuarial memo
  • Rate manual

Show the minimum aggregate and individual attaching points either on the policy schedule page, or within the policy provisions.

Guidance help