For Insurers

Fixed payment policy survey explanation and instructions


RCW 48.43.650 ( requires the Office of the Insurance Commissioner (OIC) to file a report with the legislature annually showing specific aggregate information about fixed payment policies, as defined in RCWs 48.20.555 ( and 48.21.375 (

The reports are due to our legislature annually by June 1. The survey responses will be due no later than February 28 each year. 

Companies that have either previously sold, indicated that they plan to sell or have an approved filing for a fixed payment insurance policy in Washington state will be contacted annually with a letter requesting that they submit information about their activities in the fixed payment insurance marketplace.

Only companies that are contacted by our office or who have not been contacted but have sold fixed payment insurance policies or have people covered by fixed payment insurance policies situated in other states are required to file.

Companies required to send in the survey must send their responses to us electronically as an Excel spreadsheet using the template provided by our agency. 

For purposes of this report, fixed payment policies are defined as illness-triggered fixed payment insurance, hospital confinement fixed payment insurance, or other fixed payment insurance policies where the benefit provided is a fixed dollar amount that is paid regardless of the amount charged. Fixed payment riders attached to any policy type are not included nor are policies typically defined as disability income policies.

The information should be emailed to the address listed in the Washington Fixed Payment Instructions, which are available for download below.  Include the name, email address and phone number of the designated company contact person for this report. Future requests will be sent to this contact person. If this information changes, please notify us at the email address listed above.

Letter and form

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