Help with Medicare premiums

If you qualify, the Medicare Savings Program may cover your Medicare:

  • Part A premiums
  • Part B premiums
  • Coinsurance
  • Copayments
  • Deductibles

This program can cover you if you have Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C).

See if you qualify for a Medicare Savings Program

The table below shows the Medicare Savings Program requirements as of April 1, 2025.

Medicare Savings Program income and resource (asset) levels

Category

If your income is less than:

Single person

$1,800 per month or $21,600 per year

Couple

$2,432 per month or $29,184 per year

Note: Medicare Savings Programs don't require you to share information about your resources, such as bank account balances.

How to apply

To get help with applying, contact your local Statewide Health Insurance Benefits Advisors (SHIBA) program. You can also call us at 800-562-6900 and ask us to connect you to your local SHIBA office.

Help with paying for prescriptions

Medicare Part D's Extra Help program can help pay for prescription drugs if you qualify. It covers: 

  • Premiums
  • Deductibles
  • Copays
  • Donut hole/coverage gap (This is when Medicare temporarily stops paying for your prescriptions and you have to pay the entire cost)

Caution: If you get prescription coverage from an employer, you may not want to apply for this help. It could cause you to lose your employer health plan.

Learn more about the Medicare Extra Help program.

See if you qualify for Extra Help for Part D prescription drugs

The table below shows the Extra Help requirements as of February 2025.

Extra Help Part D income and resource (asset) levels

Category

If your income is less than:

If your resources (assets)* are less than:

Single person

$1,883 per month or $22,590 per year

$17,600

Couple

$2,555 per month or $30,660 per year

$35,130

*Resources include the value of things you own, such as:

  • Real estate
  • Bank accounts (checking, savings and certificates of deposit)
  • Stocks
  • Bonds, including U.S. Savings Bonds
  • Mutual funds
  • Individual Retirement Accounts (IRAs)
  • Cash at home or anywhere else

Resources don't include the home you live in and one car.

Note: If you earn money from working, your income could be higher. We recommend applying to see if you qualify.

How to apply

To get help with applying, contact your local Statewide Health Insurance Benefits Advisors (SHIBA) program. You can also call us at 800-562-6900 and ask us to connect you to your local SHIBA office.

Related topics

Losing Apple Health (Medicaid) coverage

Learn about your health insurance options if you have lost your Apple Health coverage.

How we can help you with Medicare

Washington’s Statewide Health Insurance Benefits Advisors (SHIBA) are volunteers who can help you understand the different parts of Medicare, assess your needs and help you enroll in Medicare and assistance programs.