For Consumers

Under age 65 and receiving Social Security disability benefits?

After 24 months of receiving Social Security Disability Income (SSDI) (www.ssa.gov) benefits, Medicare automatically enrolls you in:

  • Part A (hospital care), which is premium-free; and
  • Part B (doctor and outpatient care), which has a premium.

You will receive your Medicare card (www.medicare.gov) in the mail about three months before your 25th month of disability benefits. If you don't want Part B, follow the instructions that come with the card.

However, if you receive SSDI due to a specific disability, such as End-Stage Renal Disease (ESRD) or Lou Gehrig's disease (ALS), you're automatically enrolled in Medicare without the 24-month waiting period.

If you don't have ESRD, you may also choose to enroll in Medicare Part C (Medicare Advantage), or Part D (prescription drug coverage).

If you have ESRD, you cannot enroll in Part C.