For Consumers

Small business health insurance options for 2018

If you have a small business (1-50 employees), you're not required to offer your employees health insurance, but if  you do, you might qualify for tax credits.

Where to buy a health plan

If you have a small business with 1-50 employees, you have several options:

Small employer market - Any business with 1-50 employees can buy health insurance in the small employer market. You buy directly from an insurance company or from an insurance agent or broker.

Association health plans - Small businesses can buy health insurance through an association.

Don’t buy a health plan - You can decide to not buy group health insurance and let employees buy their own individual health plans.