If you're under age 65, not on Medicare, and you're a tribal member of a federally recognized tribe or a shareholder in an Alaska Native Corporation, you may qualify for free or low-cost health insurance through the Washington Healthplanfinder (www.wahealthplanfinder.org). The benefits of enrolling in a Qualified Health Plan through the Washington Healthplanfinder include:
- No copays or deductibles when you see your health care provider
- No costs for using Indian Health Services or Contract Health Services
- You can enroll or change health plans any time during the year
- You have a choice in coverage options
Indian Health Service (IHS)
IHS (www.ihs.gov) is a federal program that provides health services for federally recognized:
- American Indians
- Alaska natives
It also may provide health services to:
- Indians of Canadian or Mexican origin
- Non-Indian women pregnant with an eligible American Indian child
IHS and Medicare
IHS is not insurance. However if you're an enrolled tribal member and you're on Medicare, and you use IHS pharmacies, you're protected from the Part D (prescription drug) penalty.
Be aware that if you're on Medicare and you use IHS services, it does not protect you from the Part B (medical insurance) penalty.
IHS contact information
For more information and to find the nearest office, call the Portland service area office (serves Washington, Oregon, and Idaho) at 503-414-5555.
- Tribal clinics (www.npaihb.org) offer health care to tribal members and their families.
- In some smaller rural communities, tribal clinics may serve non-native people in the community.
- For more information, contact your local tribal government.