Mental health and substance use disorders
Learn about your mental health and substance use disorder (also referred to as behavioral health issues) coverage rights and how to get help.
Use this tool to find helpful information about insurance agents, agencies, and the companies they work with.
Our team of experts are here to answer your questions about insurance and help you understand your rights.
We'll send your complaint to the insurer or agent and ask for a response. If we can't help you because of jurisdiction, we'll refer you to someone who can.
Log in and check the status of a complaint you’ve filed.
Get help
Consumer Advocacy
Call: 800-562-6900 (8:30 a.m. to 4:30 p.m., Monday - Friday)
Form: Ask an insurance expert
Related topics
Mental health parity
If your health plan covers medical and surgical services, the Affordable Care Act also requires coverage for medically necessary mental health services.
Types of insurance mental health parity covers and who enforces it
Several federal and state agencies oversee rules about equal coverage for mental health care. The agency in charge depends on the type of plan.