What forms do I file?
You are required to file forms for all lines of insurance, except:
- Foreign trade insurance
- Ocean marine
- Surety insurance
- Surplus line coverages
Filings must include: | Filings should not include: |
---|---|
|
|
RCW 48.11.080 (leg.wa.gov) - "Surety insurance" defined
RCW 48.18.010 (leg.wa.gov) - Scope of chapter
RCW 48.18.100(1)(leg.wa.gov) - Forms of policies - filing, certification and approval - exceptions
WAC 284-20B-110 (leg.wa.gov) - Applications and policyholder notices
WAC 284-20B-160 (leg.wa.gov) - Exemption for unauthorized insurers
WAC 284-20B-170 (leg.wa.gov) - Exemption for large commercial accounts
What rates and rules do I file?
You are required to file all lines of insurance, except:
- Aircraft hull and liability
- Ocean marine
- Reinsurance
- Surplus line coverages
RCW 48.19.010 (leg.wa.gov) - Scope of chapter
RCW 48.19.040 (leg.wa.gov) - Filing required - Contents
RCW 48.29.140 (leg.wa.gov) - Title insurance - Premium rates
WAC 284-24-060 (leg.wa.gov) - Suspension of filing requirements - Surplus line coverage
WAC 284-24-070 (leg.wa.gov) - Modification of filing requirements - Refer-to-company rating
WAC 284-24-120 (leg.wa.gov) - Suspension of filing requirements - Large commercial accounts
How do I file?
Property and casualty rate filing forum presentation
For forms
- Washington state System for Electronic Form Filing (SERFF) property and casualty form filing instructions (PDF , 27KB)
- National Association of Insurance Commissioners (NAIC) products requirement locator (www.naic.org)
For rates and rules
Loss payable and mortgagee endorsements
- WAC 284-21-010 (leg.wa.gov) - Loss payable and mortgagee endorsements
- Mortgagee clause (PDF, 11KB) - 372
- Mortgagee clause (PDF, 8KB) - 372 NS
- Lenders loss payable endorsement (PDF, 58KB) - 438 BFU
- Lenders loss payable endorsement (PDF, 58KB) - 438 BFU NS
- Loss payable endorsement (PDF, 419.11 KB) - REG 335