Long-term care (LTC) training and providers

Before you can transact long-term care insurance or long-term care partnership policies in Washington state, you must:

1. Hold a producer license with the disability line of authority.
2. Complete an approved initial 8-hour LTC course.
3. Maintain your LTC education by completing a 4-hour refresher course every 24 months.

How do I sign up for my LTC course?

Take a look at the table below to contact providers who offer these courses (approved courses are titled “WA LTC Initial eight-hour course” and "WA LTC Refresher four-hour course").

What do I do once I’ve finished my LTC course?

You are not required to submit proof of your current LTC education to our office. However, the insurers for whom you transact LTC business cannot accept your business if you do not have a current certificate of completion. Remember to complete a four-hour refresher course every 24 months to keep this current.

Can I use the credits from this course for my license renewal?

Yes. Washington state resident licensees may also apply their LTC credits toward their continuing education (CE) credit requirement for license renewal.

• The WA LTC Initial eight-hour course is approved for eight CE credits.
• The WA LTC Refresher four-hour course is approved for four CE credits.
• What are my CE requirements?

The WA LTC Refresher four-hour course must be repeated every 24 months if you wish to sell LTC insurance and you will receive CE credit every 24 months for completing it.

If Washington is not my home state, is my home state LTC training acceptable in Washington?

Washington is reciprocal with other states that also adopted the National Association of Insurance Commissioner's (NAIC) long-term care training model. A non-resident producer may complete the Washington eight-hour LTC training course or their home state's eight-hour LTC training course. There is also a four-hour LTC refresher course available from both Washington and your home state. The refresher course must be completed every 24 months after the initial course to remain eligible.

You must give your LTC course certificate to the insurance company that will issue the Washington policy. The company will determine if the course you completed meets the LTC training requirement for Washington.

Some states have an eight-hour LTC course that is equivalent to the NAIC long-term care training model plus an additional eight-hour Partnership course specific to their state. Washington does not require the additional eight-hour Partnership course. If you have a question about the LTC training requirements, email our education analyst.

If I've already completed my initial eight-hour or four-hour refresher course, do I have to complete an additional course to sell LTC partnership policies?

• If you've already completed the initial eight-hour course, you do not have to re-take it.
• If you've already completed the four-hour refresher course, you do not need to re-take the refresher training until your next refresher course due date. (This is required to be completed within 24 months of the initial training and each 24-month period thereafter).
• All approved LTC education providers include information on partnership policies in their curriculum.

LTC education providers

The table below contains a list of approved long-term care education providers. This list is current as of January 2024.