Confused about which activities require you to have an active insurance license? Here's some general guidance for when a license isn't required.
You're an officer, director, or employee of an insurer or insurance producer
You may perform clerical/administrative duties without a license such as:
- gathering information so a licensed individual can complete an insurance transaction,
- conducting reception activities
- taking claims information (but not interpreting or commenting on coverage).
You are not required to have a license if:
- You don't receive commission on policies written or sold.
- Your activities are executive, administrative, managerial, clerical or a combination of these.
- You are only indirectly related to the sale, solicitation or negotiation of insurance.
See RCW 48.17.062(2)(a)(i) (leg.wa.gov).
You secure and forward information for issuing group (life, disability, property, casualty) insurance and are not paid commissions for the service
See RCW 48.17.062(2)(b) (leg.wa.gov).
You do not intend to solicit insurance in Washington state and you:
- Don't sell, solicit, or negotiate insurance.
- Limit your activities to advertising in print or electronic publications or mass media whose distribution is not limited to residents of Washington state.
See RCW 48.17.062(2)(e) (leg.wa.gov).