For Consumers

What is business insurance?

Also called commercial general liability insurance, it protects business owners against losses due to bodily injury or property damage.

Factors that affect finding insurance

  • Type of business.
  • Number of years in business.
  • Claims history.

Things to keep in mind when you shop for business insurance

  • Before you choose an agent or broker, make sure they're licensed to sell insurance in Washington state.
  • All insurance policies include various limits, conditions, exclusions and restrictions.
  • Some insurers may require a minimum level of premium.
  • Discuss your business operations with your agent or broker to determine coverage needs.
  • Ask if discounts are available for multiple policies.