For Consumers

Long-term care insurance companies approved to sell in Washington state

 Important! Our office is unable to determine if your long-term care (LTC) policy qualifies for an exemption under the WA Cares program. For questions about exemptions regarding the new WA Cares Fund (created as part of the Long-term Services and Supports Trust Act), go to  the WA Cares Fund website's exemptions page (wacaresfund.wa.gov)

The list of companies below is based on the most current information available to our office. Contact the company directly to learn more about approved, current product offerings available in our state. 

Note: Not all companies approved to sell long-term care policies are actively selling policies. They are not required to tell us if they stop selling.

*Approved to sell Long Term Care Partnership policies on or after Jan. 1, 2012. 

A-F

A-F LTC companies approved to sell in Washington state

Company name

Approved to sell standalone LTC insurance

Approved to sell life insurance/annuities with a LTC rider

Ability Insurance Company (fka Medico Life)

 

 

Aetna Life Insurance Company

 

 

Allianz Life Insurance Company of North America 

 

 

Allstate Life Insurance Company

 

 

American Family Life Assurance Company of Columbus (AFLAC)

 

 

American Fidelity Assurance Company

 

 

American General Life Insurance Company

 

 

American Heritage Life Insurance Company

 

 

American Republic Insurance Company

 

 

Assurity Life Insurance Company

 

 

Auto-Owners Life Insurance Company

 

 

Baltimore Life Insurance Company

 

 

Bankers Life and Casualty Company*

 

 

Berkshire Life Insurance Company of America

 

 

Brighthouse Life Insurance Company

 

 

Central States Health and Life Co. of Omaha

 

 

Cincinnati Life Insurance Company

 

 

CMFG Life Insurance Company

 

 

Colonial Life & Accident Insurance Company

 

 

Combined Insurance Company of America

 

 

Connecticut General Life Insurance Company

 

 

Continental General Insurance Company

 

 

Country Life Insurance Company

 

 

Equitable Financial Life Insurance Company of America

 

 

Equitable Financial Life Insurance Company

 

 

Farmers New World Life Insurance Company

 

 

Fidelity Life Association A Legal Reserve Life Insurance Company

 

 

Forethought Life Insurance Company

 

 

G-M

G-M LTC companies approved to sell in Washington state

Company name

Approved to sell standalone LTC insurance

Approved to sell life insurance/annuities with a LTC rider

Genworth Life and Annuity Insurance Company

 

 

Genworth Life Insurance Company*

 

 

Gerber Life Insurance Company

 

 

Great American Life Insurance Company

 

 

Guarantee Trust Life Insurance Company

 

 

Guaranty Income Life Insurance Company 

 

 

Jackson National Life Insurance Company

 

 

John Alden Life Insurance Company

 

 

John Hancock Life & Health Insurance Company

 

 

John Hancock Life Insurance Company (USA)

 

 

Knights of Columbus

 

 

LifeSecure Insurance Co.*

 

 

Lincoln Benefit Life Company

 

 

Loyal American Life Insurance Company

 

 

Massachusetts Mutual Life Insurance Company

 

 

MedAmerica Insurance Company

 

 

Medico Insurance Company

 

 

Metropolitan Life Insurance Company

 

 

Mid-West National Life Insurance Company of Tennessee

 

 

Minnesota Life Insurance Company

 

 

Mutual of Omaha Insurance Company*

 

 

N-S

N-S LTC companies approved to sell in Washington state

Company name

Approved to sell standalone LTC insurance

Approved to sell life insurance/annuities with a LTC rider

Nassau Life Insurance Company of Texas

 

 

National Guardian Life Insurance Company*

 

 

Nationwide Life and Annuity Insurance Company

 

 

Nationwide Life Insurance Company

 

 

New York Life Insurance and Annuity Corporation

 

 

New York Life Insurance Company

 

 

Northwestern Long Term Care Insurance Company

 

 

Oceanview Life and Annuity Company

 

 

Old American Insurance Company

 

 

Pacific Life Insurance Company

 

 

Philadelphia American Life Insurance Company

 

 

Physicians Mutual Insurance Company

 

 

Principal Life Insurance Company

 

 

Provident Life and Casualty Insurance Company

 

 

Provident Life and Accident Insurance Company

 

 

RiverSource Life Insurance Company

 

 

Senior Health Insurance Company of Pennsylvania

 

 

SILAC Insurance Company

 

 

Standard Life and Accident Insurance Company

 

 

State Farm Life Insurance Company

 

 

State Farm Mutual Automobile Insurance Company

 

 

Sterling Life Insurance Company

 

 

T-Z

T-Z LTC companies approved to sell in Washington state

Company name

Approved to sell standalone LTC insurance

Approved to sell life insurance/annuities with a LTC rider

Talcott Resolution Life Insurance Company

 

 

Teachers Insurance and Annuity Association of America

 

 

The Guardian Life Insurance Company of America

 

 

The Lincoln National Life Insurance Company

 

 

The Northwestern Mutual Life Insurance Company

 

 

The Prudential Insurance Company of America

 

 

The State Life Insurance Company

 

 

Thrivent Financial for Lutherans*

 

 

TIAA-CREF Life Insurance Company

 

 

Transamerica Financial Life Insurance Company

 

 

Transamerica Life Insurance Company

 

 

Trustmark Insurance Company

 

 

Union Labor Life Insurance Company

 

 

Union Security Insurance Company

 

 

United American Insurance Company

 

 

United Life Insurance Company

 

 

United of Omaha Life Insurance Company

 

 

United Security Assurance Company of Pennsylvania

 

 

United States Life Insurance Company in the City of New York

 

 

Unum Life Insurance Company of America

 

 

USAble Life

 

 

Washington National Insurance Company

 

 

West Coast Life Insurance Company

 

 

Woodmen Of The World Life Insurance Society

 

 

Insurance company information last updated Sept. 27, 2021.

This list may not include all companies approved to sell LTC insurance or LTC riders. We recommend you contact your insurance company to determine if the product you bought, or will buy, complies with the Washington Insurance Code (Title 48) and Washington Administrative Code (Title 284) and is a long-term care policy or rider approved through our office or the Interstate Insurance Product Regulatory Compact (IIPRC). 

Disclaimer: The appearance of a company on this list does not constitute an endorsement of it or its policies by the Office of the Insurance Commissioner, including our SHIBA program and its volunteers.