Important! Our office is unable to determine if your long-term care (LTC) policy qualifies for an exemption under the WA Cares program. For questions about exemptions regarding the new WA Cares Fund (created as part of the Long-term Services and Supports Trust Act), go to the WA Cares Fund website's exemptions page (wacaresfund.wa.gov). You can also apply with the WA Cares Fund to see if your policy qualifies for an exemption (wacaresfund.wa.gov).
The list of companies below is based on the most current information available to our office. Contact the company directly to learn more about approved, current product offerings available in our state.
Note: Not all companies approved to sell long-term care policies are actively selling policies. They are not required to tell us if they stop selling.
*Approved to sell Long Term Care Partnership policies on or after Jan. 1, 2012.
A-F
Company name | Approved to sell standalone LTC insurance | Approved to sell life insurance/annuities with a LTC rider |
|---|---|---|
Ability Insurance Company (fka Medico Life) |
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Aetna Life Insurance Company |
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Allianz Life Insurance Company of North America |
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Allstate Life Insurance Company |
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American Family Life Assurance Company of Columbus (AFLAC) |
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American Fidelity Assurance Company |
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American General Life Insurance Company |
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American Heritage Life Insurance Company |
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American Republic Insurance Company |
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Assurity Life Insurance Company |
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Auto-Owners Life Insurance Company |
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Baltimore Life Insurance Company |
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Bankers Life and Casualty Company* |
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Berkshire Life Insurance Company of America |
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Brighthouse Life Insurance Company | ||
Central States Health and Life Co. of Omaha |
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Cincinnati Life Insurance Company |
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CMFG Life Insurance Company |
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Colonial Life & Accident Insurance Company |
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Combined Insurance Company of America | ||
Connecticut General Life Insurance Company |
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Continental General Insurance Company |
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Country Life Insurance Company |
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Equitable Financial Life Insurance Company of America |
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Equitable Financial Life Insurance Company |
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Farmers New World Life Insurance Company |
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Fidelity Life Association A Legal Reserve Life Insurance Company |
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Forethought Life Insurance Company |
|
G-M
Company name | Approved to sell standalone LTC insurance | Approved to sell life insurance/annuities with a LTC rider |
|---|---|---|
Genworth Life and Annuity Insurance Company | ||
Genworth Life Insurance Company* | ||
Gerber Life Insurance Company |
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Great American Life Insurance Company |
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Guarantee Trust Life Insurance Company |
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Guaranty Income Life Insurance Company |
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Jackson National Life Insurance Company |
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John Alden Life Insurance Company |
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John Hancock Life & Health Insurance Company |
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John Hancock Life Insurance Company (USA) | ||
Knights of Columbus |
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LifeSecure Insurance Co.* |
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Lincoln Benefit Life Company |
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Loyal American Life Insurance Company |
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Massachusetts Mutual Life Insurance Company | ||
MedAmerica Insurance Company |
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Medico Insurance Company |
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Metropolitan Life Insurance Company |
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Mid-West National Life Insurance Company of Tennessee |
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Minnesota Life Insurance Company | ||
Mutual of Omaha Insurance Company* |
|
N-S
Company name | Approved to sell standalone LTC insurance | Approved to sell life insurance/annuities with a LTC rider |
|---|---|---|
Nassau Life Insurance Company of Texas |
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National Guardian Life Insurance Company* |
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Nationwide Life and Annuity Insurance Company |
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Nationwide Life Insurance Company |
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New York Life Insurance and Annuity Corporation | ||
New York Life Insurance Company |
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Northwestern Long Term Care Insurance Company | ||
Oceanview Life and Annuity Company |
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Old American Insurance Company |
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Pacific Life Insurance Company |
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Philadelphia American Life Insurance Company |
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Physicians Mutual Insurance Company |
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Principal Life Insurance Company |
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Provident Life and Casualty Insurance Company |
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Provident Life and Accident Insurance Company | ||
RiverSource Life Insurance Company | ||
Senior Health Insurance Company of Pennsylvania |
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SILAC Insurance Company |
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Standard Life and Accident Insurance Company |
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State Farm Life Insurance Company |
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State Farm Mutual Automobile Insurance Company |
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Sterling Life Insurance Company |
T-Z
Company name | Approved to sell standalone LTC insurance | Approved to sell life insurance/annuities with a LTC rider |
|---|---|---|
Talcott Resolution Life Insurance Company |
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Teachers Insurance and Annuity Association of America |
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The Guardian Life Insurance Company of America |
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The Lincoln National Life Insurance Company | ||
The Northwestern Mutual Life Insurance Company |
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The Prudential Insurance Company of America |
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The State Life Insurance Company | ||
Thrivent Financial for Lutherans* |
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TIAA-CREF Life Insurance Company |
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Transamerica Financial Life Insurance Company |
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Transamerica Life Insurance Company | ||
Trustmark Insurance Company |
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Union Labor Life Insurance Company |
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Union Security Insurance Company |
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United American Insurance Company |
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United Life Insurance Company |
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United of Omaha Life Insurance Company | ||
United Security Assurance Company of Pennsylvania |
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United States Life Insurance Company in the City of New York |
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Unum Life Insurance Company of America |
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USAble Life |
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Washington National Insurance Company |
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West Coast Life Insurance Company |
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Woodmen Of The World Life Insurance Society |
Insurance company information last updated Sept. 27, 2021.
This list may not include all companies approved to sell LTC insurance or LTC riders. We recommend you contact your insurance company to determine if the product you bought, or will buy, complies with the Washington Insurance Code (Title 48) and Washington Administrative Code (Title 284) and is a long-term care policy or rider approved through our office or the Interstate Insurance Product Regulatory Compact (IIPRC).
Disclaimer: The appearance of a company on this list does not constitute an endorsement of it or its policies by the Office of the Insurance Commissioner, including our SHIBA program and its volunteers.