For Insurers

Life and disability credit insurance filing requirements

Complete all forms in John Doe fashion, with the dollar amounts the insurer proposes to use. If the rates or some of the forms have been previously approved in another filing, the insurer should:

  • Show the approval date
  • File the rates
  • Include the completed forms in support of the current filing

File the following:

  • Policy
  • Creditor application
  • Individual certificates
  • Debtor application
  • Notice of proposed insurance
  • Premium rates
  • Actuarial memo, see WAC 284-60-050 ( - Loss ratio requirements for individual disability insurance forms