Life insurance directly pays your survivors that you name on your policy as a beneficiary when you pass away. What is life insurance?What's covered & not covered under life insurance?Who sells life insurance?Who can take out a life insurance policy?What to consider before buying life insuranceWhen is the best time to buy life insurance? See alsoLife expectancy tableAnnuitiesNeed More Help?Call us at 800-562-6900, 8 a.m. to 5 p.m., Monday - FridayLive chat with usContact us to ask an insurance questionConsumer Help Center – Find answers to insurance FAQs