OLYMPIA, Wash. — Commissioner Mike Kreidler has ordered Zion Health to stop selling insurance illegally in Washington state and fined the company $50,000.

Kreidler’s office issued an initial cease-and-desist order in February of 2022. The final order was signed on December 19, 2023.

Zion Health, domiciled in Salt Lake City, offered and sold insurance in Washington without being authorized to do so by the Office of the Insurance Commissioner. The company also excluded coverage for pre-existing health conditions for two years and excluded coverage for termination of pregnancy…

OLYMPIA, Wash. — Insurance Commissioner Mike Kreidler issued fines in November totaling $305,694 against insurance companies and insurance producers who violated state insurance laws and regulations. 

Insurance companies

UnitedHealthcare of Oregon, Inc., Lake Oswego, Ore.; fined $35,000 (order 23-0179).

UnitedHealthcare incorrectly processed telemedicine claims during the 2021 plan year, resulting in 602 reprocessed claims from 159 consumers with $31,557 in claim underpayments. Unauthorized insurers

Towers Administrators LLC, Middletown, Del.; fined $50,000 (…

OLYMPIA, Wash. —  The Office of the Insurance Commissioner has delivered a preliminary report to legislators describing the current state of Washington’s health care system. The report explores recent market consolidation and a process for evaluating changes that could improve affordability. 

The Legislature provided both Insurance Commissioner Mike Kreidler and Attorney General Bob Ferguson with funding last year to review key factors impacting the affordability of health care coverage for individuals, businesses and state government. The two offices were tasked…

OLYMPIA, Wash. — Have you ever had an insurance claim delayed only to receive an offer from your insurer that wasn’t very reasonable? Our team of highly trained insurance experts recovered almost $12 million for Washington state insurance consumers between July 1 and Sept. 30, 2023. They may be able to help you, too! 

Thousands of consumers contact our office every year with a question or complaint about all types of insurance coverage. Our Consumer Advocacy team can look at your insurance policy, explain your rights, and in many cases, contact your insurance company on your…