For Insurers

Accidental death and dismemberment, disability income filing requirements

For individuals

File the following:

Policy:

Standard provisions

Subrogation, insured made whole (Thiringer - Bulleting 79-4)

WAC 284-30-620 (leg.wa.gov) - Permissible time limit for benefits payable because of accidental injury or death

WAC 284-50-315 (leg.wa.gov) - Policy definitions

WAC 284-50-320 (leg.wa.gov) - Prohibited policy provisions

WAC 284-50-330 (leg.wa.gov) - General rules as to minimum standards

WAC 284-50-365 (leg.wa.gov) - Specified disease and specified accident coverage

WAC 284-50-377 (leg.wa.gov) - Experimental and investigational prescriptions, treatments, procedures, or service - Definition required - Standard for definition - Written notice of denial required - Appeal process required

RCW 48.18.190 (leg.wa.gov) - Policy must contain entire contract

RCW 48.20.042 through .152 (leg.wa.gov) - Standard provisions

RCW 48.20.172 through .272 (leg.wa.gov)- Optional provisions

RCW 48.20.420 (leg.wa.gov) - Dependent child coverage - Continuation for incapacity

RCW 48.20.490 (leg.wa.gov) - Continuation of coverage by former spouse and dependents

Waiver, rider, endorsements

For groups

File the following for in-state and out-of-state.

Standard provisions