Automobile Insurance Plan

If your driving record keeps you from getting auto coverage and you can't locate an agent to offer you coverage, then you — or the agent on your behalf — can contact the Automobile Insurance Plan. This plan must offer auto insurance coverage to hard-to-insure drivers who can't get coverage.

The state may require you to prove you have insurance

The Washington state Department of Licensing (DOL) may require you to keep and show valid auto liability insurance for a certain period of time. This proof is called an SR 22 form.

  • Your agent or insurance company may fill this form out for you and send it to DOL as proof that you have coverage.
  • Not all companies will file SR 22s for you. You may need to shop around for a company that will.

Related topics

Learn how auto insurance works

Auto insurance provides coverage for liability, medical and property. Learn about your rights and other coverages you may want to consider.

Washington state's mandatory auto/motorcycle insurance law

To reduce the risk uninsured drivers pose to others in Washington, the Legislature made liability coverage mandatory for all motor vehicles and motorcycles.