An adjuster is a person who investigates or reports claims arising under insurance contracts. See RCW 48.17.010 (leg.wa.gov). Washington state issues three different adjuster licenses: Crop, Independent and Public.
Crop adjuster license
Crop adjusters act as adjusters for claims arising under crop insurance.
- Determine which type of crop losses you will be adjusting.
- Have a license in your home state or your designated home state (if your home state does not issue a crop adjuster license).
- Apply for your license online.
Have your current Crop adjuster proficiency program (CAPP) certification card ready. You'll need to attach it electronically or mail it in.
Independent adjuster license
Independent adjusters represent the insurer.
A Washington state adjuster license is not required for a non-resident independent adjuster to adjust a loss or losses arising out of a catastrophe common to all such losses. See RCW 48.1.420 (leg.wa.gov). (Resident adjusters must have a license, whether or not a state of emergency has been declared by the governor.)
Public adjuster license
Public adjusters represent the insured.
Have your bond information (PDF, 110KB) ready. You'll need to attach it electronically or mail it in.