OLYMPIA, Wash. – The Trump administration has announced its final rule rolling back health care protections for transgender patients and overturning other consumer protections put in place by the Obama administration.

The Obama administration included transgender patient protections as part of a rule enforcing a section of the Affordable Care Act (ACA) that bans discrimination in health care based on sex, race, color, national origin, age or disability. 

Trump’s rule overturns these protections as well as the requirement that health insurers provide consumer…

OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler is advising Washington state business owners who have experienced damage during protests to contact their insurance companies as soon as possible.  

Damage to businesses and commercial properties caused by theft and vandalism, including fires, should be covered under their commercial property insurance policy. The only exception would be if the policy specifically excludes that type of loss.

Damage to plate glass windows may require separate coverage, depending on the language in each business' policy. Review…

OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler extended his emergency order to Washington state health insurers for an additional 30 days, requiring them to waive copays and deductibles for any consumer requiring testing for coronavirus (COVID-19).

Insurers also must continue: 

Allowing a one-time early refill for prescription drugs. Suspending any prior authorization requirement for treatment or testing of COVID-19. In addition, if an insurer does not have enough medical providers in its network to provide testing or treatment for COVID-19, it must allow…

OLYMPIA, Wash. – Fifteen health insurers filed an average proposed rate decrease of 1.79% for the 2021 individual health insurance market. This includes two new insurers — UnitedHealthcare of Oregon and Community Health Network of Washington — that are joining Washington’s market. 

With 15 insurers in next year’s individual market, all 39 counties will have at least two insurers selling plans inside the exchange, Washington Healthplanfinder. Ten insurers will sell plans outside of the exchange. 

The proposed average rate decrease follows an average premium reduction of 3.25…