For Consumers

Temporary prohibition of use of credit history (R 2021-07)

The Office of the Insurance Commissioner is considering rules to temporarily prohibit the use of credit history to determine premiums and eligibility for coverage in private auto, homeowner and renters insurance for three years after the public emergency concludes.

Proposed rulemaking 

Public hearing 

  • Nov. 23, 2021 at 9:30 a.m.
  • Watch a recording of the public hearing on TVW

Second stakeholder draft released September 7, 2021

Stakeholder draft released July 13, 2021

Notice to start rulemaking