Consumers
Funeral insurance
The two most common types of funeral insurance are standard funeral insurance and pre-need funeral insurance. These are also called funeral expense life insurance.
Chúng tôi có thể giúp quý vị như thế nào
Để chúng tôi có thể phục vụ quý vị tốt hơn, khi quý vị gọi điện thoại cho chúng tôi, vui lòng giữ máy một chút trong khi chúng tôi gọi thông dịch viên tới hỗ trợ. Dịch vụ này hoàn toàn miễn phí.
Chúng tôi có một đội ngũ nhân viên chuyên nghiệp giúp bảo vệ khách hàng hiểu rõ các quyền lợi bảo hiểm của mình, bao gồm cả các quyền khiếu kiện về bảo hiểm y tế, và trả lời các câu hỏi về mọi loại bảo hiểm của quý vị, như là:
- Niên kim
- Xe hơi
- Kinh doanh
- Y tế
- Nhà ở
- Nhân thọ
- Chăm sóc y tế
- Các loại bảo hiểm khác
Chúng tôi cũng có thể giúp quý vị xác minh xem một đại lý bảo hiểm, cơ quan hay công ty có được phép bán bảo hiểm tại tiểu bang Washington hay không.
- Hiểu rõ quyền của quý vị theo Đạo Luật Bảo Vệ Phòng Tránh Bị Lập Hóa Đơn Phụ Trội (PDF 140.28KB)
- Mẫu đơn khiếu nại (PDF 264.62KB)
- Giới thiệu về chúng tôi Cố vấn Quyền lợi Bảo hiểm Y tế Toàn tiểu bang (Statewide Health Insurance Benefits Advisors - SHIBA) (PDF 1.01MB)
- Nhận trợ giúp thanh toán Medicare (PDF 295.15KB)
Online services
Most popular
- Ask an insurance expert - Our team of experts are here to answer your questions about insurance and help you understand your rights.
- File a complaint - We'll send your complaint to the insurer or agent and ask for a response. If we can't help you because of jurisdiction, we'll refer you to someone who can.
- Check your complaint status - Log in and check the status of a complaint you’ve filed.
- Agent and company lookup - Use this tool to find helpful information about insurance agents, agencies, and the companies they work with.
- Licensee login - Log in to your producer or adjuster profile to make changes to your license or to reinstate it.
- Orders search - Find information about disciplinary actions, general orders and fines we’ve issued agents and insurance companies since 2010.
For consumers
- Ask an insurance expert - Our team of experts are here to answer your questions about insurance and help you understand your rights.
- File a complaint - We'll send your complaint to the insurer or agent and ask for a response. If we can't help you because of jurisdiction, we'll refer you to someone who can.
- Check your complaint status - Log in and check the status of a complaint you’ve filed.
- Report insurance fraud - Let us know if you suspect someone trying to cheat an agent or insurance company in Washington.
- Agent and company lookup - Use this tool to find helpful information about insurance agents, agencies, and the companies they work with.
- Search the producer database (PDB) - Find information from state insurance departments on demographics, licensing, appointments and regulatory actions.
- Sign up for health rate email alerts - If you’re tracking your health insurer’s or another company's rates, sign up to get email alerts when we receive rate requests.
- Search health insurer rate requests - Search health insurers' requests to increase rates for individual and small group plans. Read summaries and public comments about requested increases.
- Compare health insurer financial data - Compare data from health insurers on revenue, premiums, claims, surplus and administration.
- Health care appeals independent review decisions - Look up decisions on health care appeals from independent review organizations. You can search by company, diagnosis or treatment.
- Life insurance policy finder - Get help finding old life insurance policies or annuity contracts of someone who has passed away. This form is for beneficiaries, executors or legal representatives.
- Orders search - Find information about disciplinary actions, general orders and fines we’ve issued agents and insurance companies since 2010.
- Public records request - Request documents and materials from us. Be sure to provide as much detail as possible.
- Search rate, rule and form filings - Find company rate, rule and form filings through the System for Electronic Rate and Form Filing (SERFF) Filing Access.
- Track a bill - Track bills in the lawmaking process with Selected Bill Tracking. Learn to create an account and use its features.
Insurance producers
- Licensee login - Log in to your producer or adjuster profile to make changes to your license or to reinstate it.
- NIPR Licensing Center login - Get licensed and manage your license through the National Insurance Producer Registry’s (NIPR) Licensing Center.
- Reinstate or make amendments to your license - Log in to your producer or adjuster profile to make changes to your license or to reinstate it.
- Print your license - Log in to generate and print your license certificate.
- Report insurance fraud - Let us know if you suspect someone trying to cheat an agent or insurance company in Washington.
- Find your education history - Log in to view and download your education history report.
- Search agent, agency and company information - Find your licensing status and WAOIC, NPN or NAIC numbers. You can also search for company contact information.
- Search the producer database (PDB) - Find information from state insurance departments on demographics, licensing, appointments and regulatory actions.
- Hearings unit - Consumer toolkit - Find Initial and Final Orders from our Legal Affairs team and Administrative Hearings Unit.
- Laws and rules for producers and adjusters - Learn about the new laws and rules for insurance producers.
- Track a bill - Track bills in the lawmaking process with Selected Bill Tracking. Learn to create an account and use its features.
Continuing education providers
- Submit a course roster - Submit continuing education (CE) course rosters, see your list of approved courses or update your contact information.
Independent review organizations
- Independent review organization registration - You’ll need to register and certify with us before acting as an independent review organization (IRO).
- IRO certification and recertification login - Log in to certify or recertify your organization.
- Submit an IRO decision - Log in to access assignments and report your independent review decisions.
Insurers and regulated entities
- SERFF login - Use the System for Electronic Rate and Form Filing (SERFF) to file with Washington state.
- File financial statements and supplements - Log in to file your yearly statements and supplements.
- Filing and Payment Center login - File or amend your yearly premium taxes and pay fraud and regulatory surcharges.
- Report insurance fraud - Let us know if you suspect someone trying to cheat an agent or insurance company in Washington.
- Submit new independent review requests - Log in to submit new independent review requests from your health insurance enrollees.
- Manage your company appointments - Submit, renew, cancel or print your appointment certificates.
- Network access reporting login - Log in to submit documents for network access filing requirements.
- Company Complaint Response System (CRS) login - Log in to receive and respond to consumer complaints we receive.
- Register as an HCBM - You'll need to register with us to do business as a health care benefit manager (HCBM) in our state.
- Orders search - Find information about disciplinary actions, general orders and fines we’ve issued agents and insurance companies since 2010.
- Track a bill - Track bills in the lawmaking process with Selected Bill Tracking. Learn to create an account and use its features.
- Laws and rules for insurers and regulated entities - Learn about the new laws and rules for insurers and regulated entities.
이렇게 도와드립니다
여러분을 더욱 잘 모실 수 있도록 저희에게 전화해 주십시오. 통역사를 요청하는 동안 잠시만 기다려 주시기 바랍니다. 비용은 무료입니다.
저희의 소비자 상담 직원들은 보험 관련 권리를 이해하실 수 있도록 도와드립니다.해당 직원들은 건강 보험 재심사를 포함하여 다음과 같은 모든 유형의 보험에 대한 여러분의 질문에 답변해 드립니다:
- 연금보험
- 자동차보험
- 사업보험
- 건강보험
- 주택보험
- 생명보험
- 메디케어
- 기타 보험 유형
또한 워싱턴주에서 보험 상품을 판매할 수 있도록 허가된 보험 설계사, 보험 에이전시 또는 보험사를 확인하는 것도 도와드립니다.
服务支持
这样方便我们为您提供更好的服务。电话接通后,请稍候片刻,我们将免费为您提供口译帮助。
我们拥有众多消费者权益专家,他们将热忱助您了解您的保险权利(包括您的健康保险诉求权)和为您解答关于任何保险相关的问题,例如:
- 年金保险
- 车险
- 企业保险
- 健康保险
- 住家险
- 人寿保险
- 医疗保险
- 其他保险种类
我们还可帮助您核查保险代理人、保险中介或保险公司是否获得在华盛顿州销售保险的授权。
我們如何提供支援服務
電話接通後,請稍候片刻,我們將免費為您提供口譯幫助。這樣便於我們為您提供更好的服務。
我們擁有眾多消費者權益專家,他們熱忱助您瞭解您的保險權利(包括您的健康保險訴求權),以及為您解答關於任何險種的問題,例如:
- 年金保險
- 車保險
- 企業保險
- 健康保險
- 住家險
- 人壽保險
- 醫療保險
- 其他保險種類
我們還可幫您查核保險代理人、保險仲介或保險公司是否獲得在華盛頓州銷售保險的授權。
Cómo podemos ayudarlo
Para poder brindarle un mejor servicio, una vez que esté en el teléfono con nosotros, espere un momento mientras llamamos a un intérprete para obtener ayuda, sin costo para usted.
Contamos con un personal de expertos en defensa del consumidor dedicados a ayudarlo a comprender sus derechos de seguro, incluyendo sus derechos de apelación en relación con seguros de salud, y a responder sus preguntas sobre todos los tipos de seguro, como:
- Anualidades
- Automotor
- Comercial
- Salud
- Hogar
- Vida
- Medicare (seguro médico del estado)
- Otros tipos de seguros
También podemos ayudarlo a verificar si un agente, una agencia o una compañía de seguros están autorizados para vender seguros en el estado de Washington.
- Formulario de quejas (PDF 193.70KB)
- Conozca sus derechos según la Ley de Protección de Facturación de Saldos (PDF 106.75KB)
- Conózcanos Asesores de Beneficios de Seguro Médico del Estado (SHIBA, por sus siglas en inglés) (PDF 1.02MB)
- Planes de medicamentos recetados independientes de la Parte D de Medicare 2025 (PDF 284.42KB)
- Obtenga ayuda para pagar los costos de Medicare (PDF 282.96KB)
- Sus opciones de cobertura de Medicare (PDF 157.26KB)
- Protéjase Contra el Fraude de Medicare
- Reclamos de seguro después de un incendio (PDF 616.88KB)
- Seguro para inquilino (PDF 92.94KB)
- Guía del consumidor para: seguro de propietario de vivienda (PDF 1.40MB)
- Guía del consumidor para: seguro de automóvil (PDF 1.80MB)
- Un fondo de cuidado a largo plazo para todos & (PDF 690.25KB)
Как мы можем вам помочь
Чтобы мы могли обеспечить более качественное обслуживание, после звонка подождите немного, пока мы связываемся с переводчиком, бесплатно для вас.
У нас есть штатные специалисты по защите прав потребителей, которые помогут вам понять ваши страховые права, включая права на обжалование в рамках медицинского страхования, и ответить на ваши вопросы, связанные со всеми типами страховок, включая следующие:
- ежегодная рента;
- автомобильная страховка;
- коммерческая страховка;
- медицинская страховка;
- страхование дома;
- страхование жилья;
- Medicare;
- другие типы страховок.
Мы также можем вам помочь проверить наличие у вашего страхового агента, агентства или компании права продавать страховки в штате Вашингтон.
Reproductive and birth control health rights
Under the Affordable Care Act, insurers must cover Food and Drug Administration (FDA)-approved prescription birth control as a free preventive service.
State law also requires this and the following benefits: