Ensuring companies have enough money to pay claims and follow state and federal law
Making sure companies and agents and brokers are licensed and in good financial standing
Reviewing and monitoring the policies companies sell and their behavior in the market
Monitoring troubled companies and preventing financial harm to policyholders
Reviewing the benefits companies offer and the prices they charge
Taking enforcement action against individuals and companies who violate insurance laws and regulations
Investigating potential misconduct by the people and companies we regulate

We regulate the insurance market in Washington state by:

Analyzing insurance company practices and contracts for compliance
Finding and prosecuting criminal organizations and individuals engaged in insurance fraud
Providing regulatory oversight and guidance, keeping our insurance market healthy

Ground ambulance advisory group

The Legislature directed us to work with the Department of Health and the Health Care Authority to study how to prevent balance billing from ground ambulance services and recommend if these services should be subject to Washington's Balance Billing Protection Act.

Our advisory group on this issue sent its recommendations to the legislature in October 2023. Legislation banning ground ambulance balance billing was enacted in 2024.

Advisory group and report

Comments on draft report, policy options, findings rankings
Organization	Submitted by
Aetna/ Association of Washington Healthcare Plan policy options and findings rankings (PDF 340.46KB)	Christine Dolly
Association of Washington Cities letter (PDF 332.69KB)	Candice Bock
Cascade Medical/ Washington State Hospital Association policy options and findings rankings (PDF 128.10KB)	Pat Songer
Department of Health comments on draft (PDF 1.06MB)	Catie Holstein
Health Care Authority comments on draft (PDF 968.31KB)	Andrea Philhower
KV Health/ Washington State Hospital Association comments on draft report (PDF 2.84MB)	Rhonda Holden
Northwest Health Law Advocates comments on draft and findings rankings (PDF 1.80MB)	Emily Brice
Olympic Ambulance policy options and findings rankings (PDF 359.83KB)	Shawn Baird
Patient Coalition Washington policy options and findings rankings (PDF 186.71KB)	Alex Hamasaki
Premera/ Association of Washington Healthcare Plans letter and findings rankings (PDF 440.96KB)	Samuel Wilcoxson
Washington Ambulance Association policy options and findings rankings (PDF 137.52KB)	Aya Samman

Advisory Group meetings

August 10 meeting materials

August 10 meeting agenda (PDF 200.50KB)

Comments on policy options

July 26 meeting materials

June 15 meeting materials

The No surprises act and state action to address ground ambulance bills presentation (PDF 703.63KB)

May 4 meeting materials

May 4 meeting agenda
APCD analysis presentation (PDF 1.60MB)

March 31 meeting materials

February 27 meeting materials

January 20 meeting materials

Report Medicare fraud to SHIBA

Get help paying for Medicare

Help with Medicare premiums

If you qualify, the Medicare Savings Program may cover your Medicare:

Part A premiums
Part B premiums
Coinsurance
Copayments
Deductibles

This program can cover you if you have Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C).

See if you qualify for a Medicare Savings Program

The table below shows the Medicare Savings Program requirements as of April 1, 2025.

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