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["Washington State 2026 Individual and Small Group Medical Snapshot"]
["INSTRUCTIONS"]
["A.     Overview"]
["This medical snapshot document is a high-level summary of an issuer’s filings. For each market type [Individual Medical, Small Group Medical], issuers must submit a snapshot document in the binder filing. For purposes of this snapshot document, the \"recommended primary product\" means the product with the most complex benefit design in the particular market.  If your Individual market products include standardized (Cascade and/or Cascade Select) and non-standardized plans, please designate your most complex non-standardized product as \"primary.\" The OIC will consider using the issuer's \"recommended primary product\" for our primary form filing review."]
["B.     Required Documents"]
["A PDF document and Excel version of the completed snapshot document must be submitted on the Supporting Documentation Tab of the binder filing. The file name must include the wording: “[market type] Snapshot.” You must name the Excel file the same as the PDF file except for including the word “Duplicate” and the file extension (e.g. Individual Medical Snapshot Duplicate.xlsx). The PDF and Excel files submitted in SERFF should not include these instructions nor the illustrative example from this document. "]
["C.     The Snapshot"]
["The step-by-step instructions that follow will help the filer complete the Snapshot Form and prepare it for submission. Additionally, macros and data validation have been utilized to assist you in completing the snapshot."]
["i.     Getting Started"]
["1.     Enable Macros:"]
["a.     Click the “Options…” button"]
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["b.     First, mark the “Enable this content” button. Then click “OK.”"]
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["2.     Dropdown Lists: If a dropdown arrow appears when a cell is active, then click the arrow and select one of the options from the list; otherwise type the appropriate information."]
["a.     Dropdown List Example:"]
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["ii.    Completing the Snapshot"]
["1.     Issuer Name Field: Type the issuer’s name."]
["2.     Market Type Field"]
["a.     Click the cell to the right of the “Market Type” label."]
["b.     From the dropdown list, select “Individual” if these plans are sold to individual policyholders or select “Small Group” if they are sold to small groups."]
["3.     Coverage Type Field"]
["b.     This field is fixed to “Medical Health Plans,” for stand-alone dental plans see the separate dental snapshot document."]
["4.     Exchange Marketing Intentions Field"]
["a.     Click the cell to the right of the “Exchange Marketing” label."]
["b.     Selection:"]
["i.     Select “Inside Only,” if ALL of the plans filed are only marketed inside the Exchange."]
["ii.      Select “Outside Only,” if ALL of the plans filed are only marketed outside the Exchange."]
["iii.    Select “Both Inside and Outside,” if plans filed are marketed inside and outside the Exchange."]
["5.     Corresponding Filings Table"]
["a.     Binder Row: Type the SERFF Tracking Number of the binder filing in the corresponding columns."]
["b.      Rate Row: Type the SERFF Tracking Number of the rate filing in the corresponding columns."]
["c.     Form (Recommended Primary Product) Row: Type the SERFF Tracking Number. Each Issuer must pick a \"recommended primary product\" among the corresponding form filings. For purposes of this snapshot document, the \"recommended primary product\" means the product with the most complex benefit design in the particular market coverage. If your Individual market products include standardized (Cascade and/or Cascade Select) and non-standardized plans, please designate your most complex non-standardized product as \"primary.\" The OIC will consider using the issuer's \"recommended primary product\" for our primary form filing review."]
["6.     Number of Products Field: Enter the total number of products offered; this number is usually equal to the number of form filings and the number of rows in the Product Summary Table (list each HIOS Product ID once). After entering a number, a macro will adjust the Product Summary Table to the appropriate size."]
["7.     Product Summary Table"]
["a.     HIOS Product ID Column: Type a HIOS Product ID in each row of the table. List each HIOS Product ID only once in the table."]
["b.     Product Name Column: Type the product name of the product listed in the HIOS Product ID column."]
["c.     Pediatric Dental Embedded Column: Select “Yes” from the dropdown list if the corresponding product includes embedded pediatric dental benefit; otherwise, select “No.”"]
["d.     Summary of Distinguishing Features Column: Summarize the features that distinguish this product from other products listed in the table.  In other words, explain why this product is a separate product from the others listed in the table.  For example, if the product covers a benefit not covered in other products, list the unique benefit(s), or if the product uses a different network type (PPO, POS, EPO, HMO, etc.) from other products, explain that.  "]
["e.     Form Filing SERFF Tracking Number Column: Type the SERFF Tracking Number of the form filing for the product listed in the HIOS Product ID column."]
["8.     Number of Plans Field: Enter the total number of plans offered; this number is equal to or greater than the number of rows needed to complete the Product Summary Table (list each HIOS Plan ID once). After entering a number, a macro will adjust the Product Summary Table to the appropriate size. "]
["9.     Plan Summary Table"]
["a.     HIOS Plan ID Column: Type a HIOS Plan ID in each row of the table. List each HIOS Plan ID only once in the table."]
["b.     Plan Name Column: Type the plan name of the plan identified in the HIOS Plan ID column."]
["c.     Exchange Status (Marketing Intention) Column"]
["i.     Select “In” from the dropdown list, if the plan will be marketed only inside the Exchange."]
["ii.    Select “Out” from the dropdown list, if the plan will be marketed only outside the Exchange."]
["iii.   Select “Both” from the dropdown list, if the plan will be marketed both inside and outside the Exchange."]
["iv.   Note: This entry will not necessarily mirror the corresponding entry in the Plans and Benefits Template (PBT). The field in this document is meant to capture where the plan is marketed, while the PBT requires that \"Both\" be selected for all non-catastrophic plans that are sold on the Exchange (even if they are not marketed off the Exchange)."]
["d.     New or Existing Plan Column"]
["i.     Select “New” from the dropdown list, if the plan is a new plan."]
["ii.    Select “Existing” from the dropdown list, if the plan is an existing plan."]
["e.     Metal Level Column"]
["i.     Select the plan’s metal level from the dropdown list.  "]
["f.      Plan Type Column"]
["i.    Select the plan type: (Non-Standardized, Standardized Non-Public Option, or Standardized Public Option."]
["g.      Unique Benefit Design Column"]
["i.      Select “Yes” from the dropdown list, if the plan design is unique as defined by the Plans and Benefits Template and Actuarial Value Calculator; otherwise, select “No.”"]
["h.     Summary of Distinguishing Cost Sharing Features Column: Summarize cost-sharing features that distinguish the corresponding plan from the other plans listed in the table."]
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["iii.   Saving Documents for SERFF"]
["1.     Right-click the “Instructions” sheet, then click Hide from the popup list."]
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["2.     Right-click the “Illustrative Example” sheet, then click Hide from the popup list."]
["3.     Select the “Snapshot Form” sheet."]
["4.     Save the PDF file."]
["a.     Click the File tab."]
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["b.     Click Save As."]
["c.      Select a file location."]
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["d.     Change the “Save as type” to PDF (*.PDF)."]
["e.     File Name:"]
["i.     For Individual Medical, name the file “Individual Medical Snapshot.pdf”."]
["ii.    For Small Group Medical, name the file “Small Group Medical Snapshot.pdf”."]
["f.      Click the Save."]
["5.     Save the Excel file."]
["a.     Click the File tab."]
["b.     Click Save As."]
["c.      Select a file location."]
["d.     Change the “Save as type” to Excel Workbook (*.xlsx)."]
["e.     File Name:"]
["i.       For Individual Medical, name the file “Individual Medical Snapshot Duplicate.xlsx”."]
["ii.      For Small Group Medical, name the file “Small Group Medical, Snapshot Duplicate.xlsx”."]
["f.      Click the Save."]
["iv.    Upload the saved documents to the Supporting Documentation tab in the binder filing on SERFF."]

{"sheet":"Snapshot Form","index":1,"n_rows":27,"n_cols":8,"rows_kept":27,"cut":false,"hidden":false,"merged":[]}
["PY2026 SNAPSHOT FORM (Health Plans)"]
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["Issuer Name:","Enter Name"]
["Market Type:","Click to Select Market Type"]
["Coverage Type:","Health Plans"]
["Exchange Marketing Intentions:","Click to Select Marketing Intentions"]
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["CORRESPONDING FILINGS"]
["Filing Type","SERFF Tracking Number"]
["Binder"]
["Rate"]
["Form\n(Recommended primary product)"]
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["Number of Products:",1]
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["PRODUCT SUMMARY"]
["HIOS Product ID","Product Name","Pediatric Dental Embedded","Summary of Distinguishing Features","Form Filing \nSERFF Tracking Number","Comments/Notes"]
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["Number of Plans:",1]
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["PLAN SUMMARY"]
["HIOS Plan ID","Plan Name","Exchange Status (Marketing Intention)","New or Existing Plan","Metal Level","Plan Type","Unique Benefit Design","Summary of Distinguishing Cost-Share Features"]

{"sheet":"Illustrative Example","index":2,"n_rows":37,"n_cols":8,"rows_kept":37,"cut":false,"hidden":false,"merged":[]}
["ILLUSTRATIVE EXAMPLE"]
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["PY2026 SNAPSHOT FORM (Health Plans)"]
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["Issuer Name:","ABC"]
["Market Type:","Individual"]
["Coverage Type:","Health Plans"]
["Exchange Marketing Intentions:","Both Inside and Outside"]
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["CORRESPONDING FILINGS"]
["Filing Type","SERFF Tracking Number"]
["Binder","ABCD-223456781"]
["Rate","ABCD-223456782"]
["Form\n(Recommended primary product)","ABCD-123456781"]
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["Number of Products:",3]
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["PRODUCT SUMMARY"]
["HIOS Product ID","Product Name","Pediatric Dental Embedded","Summary of Distinguishing Benefit Feature","Form Filing - SERFF Tracking Number","Comments/Notes"]
["12345WA001","Product 1","Yes","PPO network with embedded dental","ABCD-123456781",123451]
["12345WA002","Product 2","No","PPO network without embedded dental","ABCD-123456782",123452]
["12345WA003","Product 3","No","POS network with Adult vision","ABCD-123456783",123453]
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["Number of Plans:",5]
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["PLAN SUMMARY"]
["HIOS Plan ID","Plan Name","Exchange Status (Marketing Intention)","New or Existing Plan","Metal Level","Plan Type","Unique Benefit Design","Summary of Distinguishing Cost-Share Features"]
["12345WA0010001","Plan 1-1","Both","New","Gold","Standardized Non-Public Option","No","Deductible applies to inpatient hospital only and copays apply to all others."]
["12345WA0010002","Plan 1-2","In","New","Silver","Standardized Public Option","Yes","Coinsurance after the deductible period and up to MOOP"]
["12345WA0020001","Plan 2-1","Out","Existing","Platinum","Non-Standarized","No","Copays only cost-sharing"]
["12345WA0030001","Plan 3-1","Out","Existing","Bronze","Non-Standarized","No","3 upfront visits, then deductible period, then coinsurance up to MOOP"]
["12345WA0030003","Plan 3-3","Out","Existing","Silver","Non-Standarized","No","HSA and coinsurance after deductible and up to MOOP"]