For Consumers

Vancouver driver buys policy after crash, now faces insurance fraud charges

Contact Public Affairs: 360-725-7055

October 19, 2018

OLYMPIA, Wash. – Alexandria Villanueva 23, of Vancouver, was charged in Clark County Superior Court with one count each of filing a false insurance claim and first-degree attempted theft. The charges were filed after an investigation by Insurance Commissioner Mike Kreidler’s Criminal Investigations Unit (CIU).

Thumbnail

According to the investigation, Villanueva rear-ended another driver in December 2016. After the collision, she texted the other driver a photo of her GEICO insurance card. Both vehicles were damaged in the collision and both drivers filed claims with GEICO. GEICO’s records show her policy was purchased 45 minutes after the collision occurred. Villanueva’s 2001 Kia Rio was a total loss and the other driver’s 2015 Subaru Outback sustained more than $6,700 in damage. GEICO referred the case to Kreidler’s CIU as required by law. 

Kreidler’s CIU investigates insurance fraud and works with the state Attorney General’s Office and local prosecutors on criminal cases. Insurance fraud costs the average family $400 to $700 per year in increased premiums. Insurance companies are required by law to report fraud to the commissioner.  Consumers can report suspected insurance fraud on the insurance commissioner’s website.