June 20, 2018
OLYMPIA, Wash. – Three men were charged in King County Superior Court with filing fraudulent insurance claims after investigations by Insurance Commissioner Mike Kreidler’s Criminal Investigations Unit (CIU).
Alex Mullen, 31, of Seattle, was charged in connection with an auto insurance claim. According to the investigation, Mullen collided with the vehicle in front of him while he was driving his fiancee’s uninsured 2006 Infinity M45 in Seattle in June 2017. He purchased a GEICO policy at the scene of the collision and filed a claim later that day. GEICO determined the Infiniti was a total loss, with a value of $9,741. During the claim process, Mullen falsified a bank statement as proof that he purchased the policy before the collision. He later told investigators that he bought the policy after the crash and that he falsified the bank statement. GEICO denied the claim and referred the case to Kreidler’s CIU.
Mullen is facing five other charges in King County District Court that stemmed from the collision.
David Shen, 54, of Seattle was charged in connection with an auto insurance claim. According to the investigation, Shen added a 2010 Lexus to his PEMCO auto insurance policy in December 2015, opting to purchase only liability and uninsured motorist coverage. In January 2016, his daughter collided with a parked car in Seattle. Minutes after the collision, Shen logged into his PEMCO account and added collision coverage, which would have paid the estimated $19,518 for the total loss of the car, before he filed a claim. Shen gave PEMCO altered phone records in an attempt to prove he had collision coverage on the car before it happened.
Tristian A. Stone, 41, of Renton, was charged in connection with a renter insurance claim. Stone has also used the name Sjon Paul LeFerriere. According to the investigation, Stone reported a burglary at his apartment in July 2016. He first reported stolen 11 items valued at $15,000; he later amended his claim with Homesite Insurance to 76 items valued at $27,259. He had limited receipts for the items claimed, but submitted photos from his cell phone as proof that he owned some, including a 60-inch LG television. The metadata on the photos showed they were taken after the date Stone reported them stolen. Homesite denied the claim and referred the case to Kreidler’s CIU.
Kreidler’s CIU investigates insurance fraud and works with the state Attorney General’s Office and local prosecutors on criminal cases. Insurance companies are required by law to report fraud to the commissioner.
Insurance fraud costs the average family $400 to $700 per year in increased premiums. Consumers can report suspected insurance fraud on the Insurance Commissioner’s website.