For Consumers

Kreidler's office fines insurers, agents more than $800,000

Contact Public Affairs: 360-725-7055

January 3, 2014

OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler issued the following fines and enforcement actions totaling close to $800,000 from April 10 to Dec. 10, 2013:


Companies or other entities that were fined more than $50,000:

  • Security Life Insurance Company of America: fined $75,000
  • Allianz Life Insurance Company of North America, fined $150,000
  • National Union Fire Insurance Company of Pittsburgh, PA, fined $60,000
  • Sun Life Assurance Company of Canada (U.S.), fined $50,000
  • Hartford Accident And Indemnity Company, Hartford Casualty Insurance Company,
  • Hartford Insurance Company Of The Midwest, Trumbull Insurance Company; fined $100,000
  • Access Plans, Inc. and Alliance Healthcard of Florida, Inc., fined $131,800
  • Monumental Life Insurance Company, fined $150,000
  • American Zurich Insurance Company, American Guarantee & Liability Insurance Company, Colonial American Casualty & Surety Company, Fidelity & Deposit Company of Maryland, Zurich American Insurance Company of Illinois, Zurich American Insurance Company, New York, NY; fined $50,000


Agents and brokers fined more than $2,000:

  • Kent Erickson, Mount Vernon, WA; fined $2,000
  • Francisco L. Murillo, Federal Way; fined $4,000
  • Smith Freed & Eberhard PC, Portland; fined $2,000
  • VJL Golf Inc. dba Seattle Golf Tournament Services, Vince Longbucco, Seattle; fined $10,000
  • Patrick L. Wissmiller, Wissmiller Inc. dba Regal Aviation Insurance, Portland; fined $3,000
  • Terry E. Laxton, Monroe; fined $3,000
  • Bernard V. Reid, Spokane; fined $6,000

Agents and brokers whose licenses were revoked:

  • Bryan Patrick of Boise
  • David Hueller of Green Bay, WI
  • Michael P. Ippolito of South Hadley, MA
  • Mark A. Zimmerman of Mill Creek, WA
  • AUA, Inc. of Greensboro, NC
  • Tanya Cardoza of Kelso
  • Richard A. Cartuyvelles of Greenville, IN
  • Paul R. Keller, Spokane
  • Joshua W. Bartley of Eden Prairie, MN
  • Susan L. Creswell of Monroe
  • Justin McKinnon of Freemont, MI
  • David Garcia of Seattle
  • Ronald E. Hatfield and Solutions Insurance Group LLC of Colorado Springs, CO
  • Maria A. Diaz of Federal Way
  • Laurence J. Marino of Rathdrum, ID
  • Stacy P. Scott of Vancouver, WA
  • Richard J. Finn of Carson City, NV
  • Aaron R. Johnson of Renton
  • Christopher Smith and Smith Family Bail Bonds, Inc. of Spokane
  • Kim Dinh Tran of St. Petersburg, FL
  • Cindy S. Benaim of Macomb, MI
  • Paul Genest of Sedro Woolley
  • Raymond W. Madison of Lafayette, OR


Cease and desist orders:

  • Guardian Protection Products, Inc. and RPM Wood Finishes Group of Hickory, NC
  • Mortgage and Insurance Advertising Services LLC, Homestead Group, Inc., David R. Fields of Marriottsville, MD
  • Robert Scott Sherwood of National City, CA
  • Under Par Golf Services, Dominik Longbucco, Vince Longbucco of Boise, ID
  • VJL Golf Inc. dba Seattle Golf Tournament Services, Vince Longbucco of Seattle
  • TicketsBite LLC, Jason Stackman and Christopher Thomas of Las Vegas
  • Global Warranty Group LLC and Wireless Protection Program Association, dba,, and Arthur Krantz, Charles S. Pipia, and Andrew J. Schenker of St. James, NY
  • William C. Breedlove, III of Hendersonville, TN
  • Stephanie K. Dahl of Woodinville

Kreidler’s office oversees Washington’s insurance industry to ensure that companies, agents and brokers abide by state laws. From 2001 through 2013, Kreidler's office has issued more than $14 million in fines.

You can see the disciplinary orders related to these cases for more details. Fines collected are deposited in the state's general fund to pay for other state services.

For an insurance question or complaint, please contact the  consumer hotline staff at 1-800-562-6900 or email us.

Consumers can also look up information on an agent or company or file a complaint at any time at