For Consumers

Kreidler’s fraud detectives arrest woman who was on most wanted list

Michelle Rivard of Lake Tapps is charged with filing a false auto insurance claim

Contact Public Affairs: 360-725-7055

October 19, 2017

OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler’s fraud detectives arrested Michelle Rivard, 37, of Lake Tapps on Oct. 18 after spending three months on Kreidler’s list of insurance fraud most wanted. Rivard was added to the list after she failed to appear in King County District Court in August 2017 to face a felony charge of filing a false insurance claim. Rivard was booked into King County Adult and Juvenile Detention Center. 


Rivard was charged in July 2017 after an investigation by Kreidler’s Criminal Investigations Unit (CIU). According to the investigation, Rivard rear-ended a Jeep Laredo while driving in Redmond in June 2016 and purchased insurance from Progressive 10 minutes later. When she filed a claim for the damage, she altered the time of the collision on the police report to make it appear as if it happened after she bought the policy. 

Kreidler’s CIU investigates insurance fraud and works with the state Attorney General’s Office and local prosecutors on criminal cases. Insurance fraud costs the average family $400 to $700 per year in increased premiums. Consumers can report suspected insurance fraud on the Insurance Commissioner’s website.