March 13, 2017
Update: Kelsey Gearring appeared for a court hearing on March 13, and her warrant has been removed.
OLYMPIA, Wash. – Kelsey Gearring, 23, has joined Insurance Commissioner Mike Kreidler’s insurance fraud most wanted after the Asotin County Court was unable to serve her with two felony charges.
A bench warrant for her arrest was issued on March 10 and bail is set at $50,000.
Gearring, of Idaho, was charged with one count of filing a false insurance claim and one count of attempted first-degree theft.
According to the investigation, Gearring filed a $9,600 auto claim with Allstate for a June 28 collision, saying she hit a deer with her SUV. On June 23, Gearring had changed her auto policy to include comprehensive and collision coverage; prior to that, she had only liability insurance on her 2008 GMC Acadia. Investigators determined that Gearring’s accident could not have happened on June 28 because she was in Asotin County jail that day for violating a restraining order; the accident actually occurred June 22 before she added coverage to her car. Furthermore, she did not hit a deer, but ran off the road when she was distracted while driving.
Kreidler’s Criminal Investigations Unit (CIU) investigates insurance fraud and works with the Attorney General’s Office and local prosecutors to prosecute criminal cases. Insurance fraud costs the average family $400 to $700 per year in increased premiums. Consumers can report suspected insurance fraud on the Insurance Commissioner’s website.
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