For Consumers

Losing your auto insurance

Insurance companies can non-renew or cancel your auto policy. If this happens to you, you'll need to shop for coverage with another company.

Non-renewed auto policies

If your insurance company doesn't renew your auto policy, it must give you 20 days advance notice before the non-renewal date takes effect. It must also provide you with a reason for its decision.

Cancelled auto policies

Your insurance company can cancel your auto policy if:

  • You fail to pay the premium. However, the company must give you 10 days advance written notice.
  • The Department of Licensing ( suspends or revokes your driver license or the driver license of someone else in your household.
  • It's been 30 days or less since you bought the policy.