There are several steps you can take to prepare your property for risks posed by climate change and natural disasters.
What disasters should I prepare for?
Ask your insurer:
What are my coverage limits?
Do I have enough coverage to repair or rebuild after a natural disaster?
What steps can I take to lower my risk?
- 2 weeks ready (emd.wa.gov): Are you prepared to live without water or power for at least two weeks?
- Go bag (emd.wa.gov): Do you have a what you need to take with you if you have to evacuate due to a disaster, such as a wildfire?
- Map your neighborhood (emd.wa.gov): Neighborhoods that are prepared for emergencies and disaster situations save lives, reduce the severity of injuries and trauma and reduce property damage.
Additional climate resources
Climate resilience resources:
- Insurance Information Institute (iii.org)
- Insurance Institute of Building and Home Safety (disastersafety.org)
Regional climate change resources:
- Climate Impacts Group at the University of Washington (www.cig.uw.edu)
- Pacific Coast Collaborative (www.pacificcoastcollaborative.org)
- Washington Coastal Hazards Resilience Network (wacoastalnetwork.com)
National climate change resources:
- U.S. Climate Resilience Toolkit (climate.gov)
- Actuaries Climate Index (actuariesclimateindex.org)
- 2018 National Climate Assessment (nca2018.globalchange.gov)
- NAIC Climate Risk & Resilience working group (naic.org)
International climate change resources:
- Carbon Disclosure Project (www.cdp.net)
- Ceres: Investors and Environmentalists for Sustainable Prosperity (www.ceres.org)
- United Nations Environment (www.unep.org)
- The Intergovernmental Panel on Climate Change (www.ipcc.ch/)
- World Business Council for Sustainable Development (www.wbscd.org)
- Sustainable Insurance Forum (www.sustainableinsuranceforum.org)