For Consumers

How to prepare for climate risk

There are several steps you can take to prepare your property for risks posed by climate change and natural disasters. 

What disasters should I prepare for?

Ask your insurer:

  • What are my coverage limits?

  • Do I have enough coverage to repair or rebuild after a natural disaster? 

  • What steps can I take to lower my risk? 

Resilience checklist:

  • 2 weeks ready (emd.wa.gov): Are you prepared to live without water or power for at least two weeks?
  • Go bag (emd.wa.gov): Do you have a what you need to take with you if you have to evacuate due to a disaster, such as a wildfire? 
  • Map your neighborhood (emd.wa.gov):Neighborhoods that are prepared for emergencies and disaster situations save lives, reduce the severity of injuries and trauma and reduce property damage.

Climate resilience resources: