For Consumers

How much does personal injury protection (PIP) cover?

It provides the following minimum benefits:

  • Up to $10,000 for reasonable and necessary medical expenses for each person injured in an auto accident. This is available for up to three years from the date of the accident.
  • Up to $2,000 for funeral expenses.
  • Up to $200 per week ($10,000 total) for income replacement coverage. This is limited to one year after someone's been disabled for 14 consecutive days after the accident.
  • Up to $200 per week ($5,000 total) for loss of services (payment to non-family members for work you can’t do).

You can buy more coverage. Check with your insurance company or agent.