Penn Treaty liquidation

On March 1, 2017, the Pennsylvania Commonwealth Court approved petitions to liquidate Penn Treaty Network America Insurance Company and its subsidiary American Network Insurance Company due to financial difficulties that could not be resolved through rehabilitation.

The state guarantee association system will continue to pay policyholder’s claims, subject to statutory limits and conditions.

The two companies currently provide coverage to 76,000 policyholders nationwide. More than 98 percent of the policies are for long-term care insurance.

What should I do with my Penn Treaty policy?

If I keep my Penn Treaty policy, will it still be good if I need to file a claim in a few years?

Will my premiums change?

They might. Guaranty associations may request a premium increase. All guaranty association rate increases are subject to approval by the Office of the Insurance Commissioner, similar to long-term care insurance rate increase requests filed by long-term care insurers.

Where do I send my premium payment now?

The payment process remains the same. At this time, there are no changes to bank drafts or mailed payments.

Who should I contact with questions?

Contact the Washington Life & Disability Insurance Guaranty Association ( (PDF, 250KB):

See also

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