For Consumers

Coronavirus and health insurance


Find more information here about the coronavirus and health insurance for consumers, insurers and medical providers. 

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Coronavirus vaccines

All COVID-19 vaccines are free, with no out-of-pocket costs. This applies regardless if you have health insurance, Medicare or no insurance. Learn more about COVID vaccines in Washington state. 

    Frequently asked questions about coronavirus and health insurance

    Frequently asked questions about coronavirus and health insurance in other languages

    Employer-sponsored health insurance

    Many employers have contacted our office about how to maintain their employees' health coverage during the coronavirus pandemic. We have let all health insurers know they have flexibility in defining who is eligible for coverage under the employer-sponsored health plan. If an employer would like to try to keep their employees covered or have other questions about their health insurance, they should reach out directly to their health insurer or insurance broker. 

    Dental insurance and PPE

    We’ve heard from consumers that some are being billed an out-of-pocket surcharge for personal protective equipment (PPE) by their dentists if their insurance won’t cover the cost. We have heard of patients being charged $10 to $30 for PPE. 

    Dental insurers can choose to cover PPE costs.

    The following insurers have notified us they will cover the cost of PPE during dental procedures:

    • Delta Dental

    Emergency orders and announcements

    Commissioner Kreidler has the authority under state law to give direction to health insurers on coverage issues once an emergency has been declared by the governor. Here are the emergency orders currently in effect:

    View previous emergency orders issued by year.