Our Consumer Outreach and Disaster Response Program aims to reduce the number of underinsured people in our state before a disaster strikes. It also places our experts at disaster recovery centers to support communities during some of their most challenging days.

When the Emergency Management Division establishes a disaster recovery center, we'll be there. Look for us if you need help with the claims process, understanding your policy and coverage, or assistance filing a complaint against an insurer

Insurance preparedness resources

When people prep for disaster, they often think about stocking extra water and food, keeping extra batteries, and making sure they have enough first-aid supplies. Understanding your insurance coverage and making sure it's sufficient should also be part of your disaster prep checklist.

Insurance coverage for natural disasters

Learn about different types of insurance coverage for natural disasters that may be available where you live:

Learn how insurance works

The best time to check your policy and learn the ins and outs of your coverage is now. Understand how home, auto, and life insurance work:

Home insurance

Auto insurance

Life insurance

Learn how insurance claims work

Review how different types of insurance claims work to ensure a smooth process if you need to file one for a loss.

Partner with our team

We encourage organizations, people in the building industry, and anyone working on creative strategies for property loss mitigation to contact our program. Send us a message and tell us how we can work together to help our neighbors!