For Consumers

2018 individual and family health plans and premiums

Changes to the annual open enrollment period for 2018

This year, depending on where you buy your individual health plan, there are two different enrollment periods:

If you buy through the Exchange, Washington Healthplanfinder

The federal government shortened the 2018 open enrollment period for Exchanges by several weeks. Open enrollment is Nov. 1, 2017 - Jan. 15, 2018. If you want coverage to start Jan. 1, 2018, you must enroll by Dec. 15. If you wait to enroll until Jan. 15, your coverage will not start until Feb. 1. Remember, premium and cost-sharing subsidies are only available through the Exchange. You can buy a plan through the Exchange even if you don’t qualify for premium and cost-sharing subsidies. 

Also, premiums for silver plans sold through the Exchange will see additional increases due to President Trump’s recent decision to stop paying insurers for cost-sharing reduction subsidies (CSRs). 

If you buy directly from an insurance company (outside of Washington Healthplanfinder)

Open enrollment occurs Nov. 1 - Dec. 15, 2017 for coverage to start Jan. 1, 2018, so don’t delay enrolling!

Health plans and premiums by region

Select a region from the map or list below.

List of health plans and premiums by region





TwoClallam, Cowlitz, Grays Harbor, Island, Jefferson, Kitsap, Lewis, Mason, Pacific, Pierce, San Juan, Skagit, Snohomish, Thurston, Wahkiakum, Whatcom
ThreeClark, Klickitat, Skamania
FourFerry, Lincoln, Pend Oreille, Spokane, Stevens
FiveAdams, Asotin, Benton, Chelan, Columbia, Douglas, Franklin, Garfield, Grant, Kittitas, Okanogan, Walla Walla, Whitman, Yakima