MedigapMedigap (Medicare Supplement) plans

Pays some of the costs that Part A (hospital care) and Part B (doctor and outpatient care) don't cover. It fills the gaps.

Important Important:  These plans do not include prescription drug coverage.

How does it work?

Private companies sell individual insurance policies that fill the gaps that Original Medicare Parts A and B don't cover, like copayments, coinsurance, and deductibles.

What will it cost and cover?

How can I enroll?

  • You must be enrolled in Original Medicare, Parts A and B, to qualify for Medicare Supplement plans.
  • The best time to enroll in a Medigap plan is during the first six months in which you are age 65 or older and also enrolled in Part B.
  • You can enroll in Medicare Supplement plans by contacting the private insurance company directly. See Approved Medicare Supplement plans (PDF, 219KB) for contact information.

Updated 09/18/2015

See also

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