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What should I do before I enroll in a Medicare Advantage plan?
Medicare open enrollment dates: October 15 - December 7
Ask your medical providers:
If they'll take the Medicare Advantage plan.
Ask the plan if:
It requires a referral to see a specialist.
You live in another state part of the year, will it still cover you.
- Many plans require you to use regular services within the service area (except for emergency care), which is usually the county you live in.
- Monthly premiums
- Any copayments for various services
- Any out-of-pocket limits
- Costs to use non-network providers
You can keep your stand-alone Medicare Part D plan and the Medicare Advantage plan.
Later on, if you aren't satisfied with the coverage, when you can switch plans.
If you have Medicaid, find out if the:
- Plan's in-network providers you use are certified to accept Medicaid.
- In-network providers bill the plan correctly and/or refer to Medicaid providers as needed.
- Providers' office knows what Medicaid covers and what the plan covers.