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Washington state law requires all drivers to carry auto liability insurance and proof that they have insurance.

Washington state's mandatory auto insurance law

Washington state's mandatory auto insurance law (www.apps.leg.wa.gov) requires anyone who drives a motor vehicle in our state to do one of the three following options:

1. Carry liability insurance with liability limits of at least:

  • $25,000 for injuries or death to another person
  • $50,000 for injuries or death to all other people
  • $10,000 for damage to another person's property

2. Pay a deposit to the Washington State Treasurer (PDF, 3MB) (www.tre.wa.gov).

3. Have a liability bond of at least $60,000.

The mandatory auto insurance law (www.apps.leg.wa.gov) is under the authority of the Washington State Department of Licensing (www.dol.wa.gov).

Showing proof of insurance

Your company sends you a proof-of-insurance card when you start or renew your auto policy. The card shows that either you or your vehicle are covered by liability insurance. Remember, if you're stopped by a law enforcement officer, you must show proof that you have auto insurance. If you don't have proof, he or she will give you a ticket (traffic violation).

Exceptions to the law

This law does not apply to the following vehicles:

Remember, you're still responsible for any damages or injuries that result from using these vehicles.

Updated 06/13/2014

See also

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