"Because of all your terrific help, we have been reinstated with our insurance company and will be paying a fraction of the cost that we would be paying elsewhere."
What if I can't find auto coverage?
If you have a poor driving record, you may have trouble getting insurance. In Washington state, all drivers must have insurance (www.dol.wa.gov).
The following companies offer policies for hard-to-insure drivers:
- Allstate (www.allstate.com)
- Dairyland (www.dairylandauto.com)
- Farmers (www.farmers.com)
- GEICO (www.geico.com)
- Infinity (www.infinityauto.com)
- Nationwide (www.nationwide.com)
- Progressive (www.progressive.com)
Automobile Insurance Plan
- If your driving record keeps you from getting auto coverage, contact the Automobile Insurance Plan (www.aipso.com).
- This plan, created by the Washington state Legislature, must offer auto insurance coverage to hard-to-insure drivers who can't get coverage.
The state may require you to prove you have insurance
- The Washington state Department of Licensing (DOL) (www.dol.wa.gov) may require you to keep and show valid auto liability insurance for a certain period of time. This proof is called an SR 22 form.
- Your agent or insurance company may fill this form out for you and send it to DOL as proof that you have coverage.
- Not all companies will file SR 22s (www.dol.wa.gov) for you. You may need to shop around for a company that will.