2006 Orders
Orders posted below are unverified duplicates of official orders actually entered. To get an official version of the order contact:
Renee Molnes
Phone: 360-725-7047
Email: legal@oic.wa.gov
| Orders 301 to 350 of 356 | |||||||||
| Name | Violation | Issue Date | Action | Order | |||||
|---|---|---|---|---|---|---|---|---|---|
| St. Paul Fire and Marine Insurance Company; St. Paul Guardian Insurance Company; St. Paul Mercury Insurance Company; Discover Property & Casualty Insurance Company; United States Fidelity and Guaranty Insurance Company; Fidelity and Guaranty Insurance Underwriters, Incorporated; and Fidelity and Guaranty Insurance Company Hartford, CT |
Failure to ensure all agents were licensed and appointed; failure to document evidence justifying schedule rating, failure to conform all policies issued to rates, failure to timely complete written notices of renewals, failure to state actual reason for canceling, denying or non-renewing in a clear and simple language, and failure to conduct business in its own legal name. These violations were discovered during a Market Conduct Examination. | 9/28/2006 | $170,000 fine, with $85,000 suspended for a period of two years on the condition that there are no violations, $50,000 of the $100,000 suspended for repeat violations, and a compliance plan. | D06-249 | |||||
| Comments: | |||||||||
| Standard Guaranty Insurance Company Miami, FL |
Failure to timely file | 10/16/2006 | $1,750.00 fine | D06-272 | |||||
| Comments: | |||||||||
| Starmount Life Insurance Company Batton Rouge, LA |
Failure to timely file its calendar year annual statement and supplemental filing. | 8/23/2006 | $1,750 fine | D06-204 | |||||
| Comments: | |||||||||
| Starnet Insurance Company Greenwich, CT |
Failure to timely file its calendar year Statement of Actuarial Opinion, Supplemental filings, and Audited Financial Statements | 9/7/2006 | $1,750 fine | D06-233 | |||||
| Comments: | |||||||||
| State Farm Mutual Automobile Insurance Company Bloomington, IL |
Failure to timely file | 11/20/2006 | $1,000.00 fine | D06-328 | |||||
| Comments: | |||||||||
| Sterling Life Insurance Company Glenview, IL |
Failure to timely file annual financial statement April supplemental | 3/7/2006 | $2,700.00 Fine | D06-75 | |||||
| Comments: | |||||||||
| Stonington Insurance Company Addison, TX |
Failure to timely file | 11/28/2006 | Failure to timely file | D06-369 | |||||
| Comments: | |||||||||
| SUA Insurance Company Chicago, IL |
Failure to timely file | 10/30/2006 | $2,500.00 fine | D06-299 | |||||
| Comments: | |||||||||
| Sun Life Assurance Company of Canada Wellesley Hills, MA |
Failure to timely file its calendar year Annual Statement and Supplemental filing | 9/5/2006 | $1,125 fine | D06-205 | |||||
| Comments: | |||||||||
| Sun Life Assurance Company of Canada US Wellesley HIlls, MA |
Failure to timely file its calendar year Annual Statement and Supplemental filing | 9/5/2006 | $1,125 fine | D06-206 | |||||
| Comments: | |||||||||
| Symetra Life Insurance Company Seattle, WA |
Failure to timely file its supplemental compensation exhibit | 3/31/2006 | $5,900 fine | D06-143 | |||||
| Comments: | |||||||||
| Symetra Life Insurance Company, Symetra National Life Insurance Company, and American States Life Insurance Company Seattle, WA |
Failure to transact business in own legal names, failure to keep and maintain records, failure to maintain a complete file, failure to use companies full name in advertisement, issuing policies where the agent did not have an appointment, failing to apply interest rates specified in RCW 48.23.300, failure to acknowledge notifications of death or death claim inquiries within a reasonable time, unreasonable delays in processing claims and completing claims investigations after receiving completed proof of loss statements, failure to advise claimant within a reasonable time, failure to maintain complete copies of the policy illustrations, absence of signed statements by agents, failure to send replacement notices to the incumbent insurers, failure to provide written notice to purchasers of replacement variable annuities, use of an application form for another stated that had not been filed with the OIC. Violations were discovered as a result of Market Conduct Examination. | 3/31/2006 | $50,00 fine with $25,000 suspended and Compliance Plan | D06-169 | |||||
| Comments: | |||||||||
| The Quiet Hour, Inc. Redlands, CA |
Issued fourteen annuities prior to receiving its certificate of exemption | 10/6/2006 | $2,350.00 Fine | D06-243 | |||||
| Comments: | |||||||||
| Thomson Mulimedia, Inc. #13 Indianapolis, IN |
Failure to Timely File its Annual Report & Annual Filing Fee | 6/20/2006 | $2,000.00 Fine | D06-184 | |||||
| Comments: | |||||||||
| Thomson Multimedia, Inc. #13 Indianapolis, IN |
Failure to file 2005 annual report | 4/17/2006 | Suspension | G06-33 | |||||
| Comments: | |||||||||
| Three Angels Broadcasting Network, Inc.; a/k/a 3ABN West Frankfort, IL |
Issuing charitable gift annuities prior to receiving a Certificate of Exemption | 7/21/2006 | $25,700 fine | D06-232 | |||||
| Comments: | |||||||||
| Thrivent Financial For Lutherans Appleton, WI |
Failure to timely file. | 12/8/2006 | $13,200.00 fine | D06-348 | |||||
| Comments: | |||||||||
| Thrivent Life Insurance Company Minneapolis, MN |
Failure to timely file. | 12/8/2006 | $1,750.00 fine | D06-349 | |||||
| Comments: | |||||||||
| TIG Specialty Insurance Company Martinez, CA |
Failure to timely file | 11/29/2006 | $3,500.00 fine | D06-370 | |||||
| Comments: | |||||||||
| Tobey, Kenneth I., Inc., Bellevue, WA and Beaverton, OR |
Failure and Refusal to remit to receivership premiums owed since date declared insolvent. | 11/3/2006 | Revocation | D06-179 | |||||
| Comments: Hearing initially requested. KIT withdrew request for hearing and ceased all operations. | |||||||||
| Transguard Insurance Company of America, Inc. Westmont, IL |
Failure to timely file annual statement and supplemental filing, and failure to complete audited financial statement | 5/23/2006 | $30,000 fine | D06-160 | |||||
| Comments: | |||||||||
| Transnation Title Insurance Company Richmond, VA |
Failure to timely file | 10/16/2006 | $1,875.00 fine | D06-282 | |||||
| Comments: | |||||||||
| Trinity Universal Insurance Company of Kansas Dallas, TX |
Failure to timely file Statement of Actuarial Opinion | 3/13/2006 | $7,100 fine | D06-135 | |||||
| Comments: | |||||||||
| Truck Insurance Exchange Los Angeles, CA |
Failure to timely file annual financial statement April supplemental | 3/7/2006 | $1,800.00 Fine | D06-76 | |||||
| Comments: | |||||||||
| ULICO Casualty Company Washington, DC |
Failure to timely file. | 10/25/2006 | $1,875.00 fine | D06-263 | |||||
| Comments: | |||||||||
| Ultimate Warranty Corporation; Scatena, Anthony R.; Doak, Eric J.; Clark, Michael L.; Jordan, Edwardo M. Rocky River, OH |
Issuing policies with an unauthorized insurer | 9/22/2006 | Order to Cease and Desist | D06-274 | |||||
| Comments: | |||||||||
| Umialik Insurance Company Anchorage, AK |
Failure to timely file Statement of Actuarial Opinion | 3/14/2006 | $6,300 fine | D06-132 | |||||
| Comments: | |||||||||
| Unified LIfe Insurance Company Overland Park, KS |
Failure to timely file | 11/30/2006 | $1,250.00 fine | D06-350 | |||||
| Comments: | |||||||||
| Unigard Insurance Company, Unigard Indemnity Company, and Unigard Pacific Insurance Company, Washington Insurers, by AXA, a French Stock Corporation, and AXA Assurances Vie Mutuelle, AXA Courtage Assurance Mutuelle, and AXA Assurances IARD, Mutuelle, French Mutual Insurers. Bellevue, WA |
Proposed Acquisition | 12/8/2006 | Acquisition Approved | G06-64 | |||||
| Comments: | |||||||||
| Union Security Life Insurance Company Miami, FL |
Failure to timely file annual statement and supplemental financial reports` | 5/24/2006 | $20,000 fine | D06-162 | |||||
| Comments: | |||||||||
| United Fire and Casualty Company Cedar Rapids, IA |
Failure to timely file | 11/6/2006 | $625.00 fine | D06-298 | |||||
| Comments: | |||||||||
| United General Title Insurance Company Denver, CO |
Failure to timely file supplemental filing. | 6/26/2006 | $2,700 fine | D06-125 | |||||
| Comments: | |||||||||
| United Healthcare Insurance Company Minneapolis, MN |
Using a Provider Agreement that was disapproved and failing to timely submit complete and accurate provider network information | 12/1/2006 | $59,500.00 fine | D06-333 | |||||
| Comments: | |||||||||
| United Heritage Life Insurance Company Meridian, ID |
Failure to timely file its complete calendar year annual statement | 8/23/2006 | $1,125 fine | D06-212 | |||||
| Comments: | |||||||||
| United states Life Insurance Company In the City of New York Neptune, NJ |
Failure to timely file annual statement | 5/12/2006 | $5,000 fine | D06-152 | |||||
| Comments: | |||||||||
| Unity Group, Inc., The, Bellingham, WA |
Failure to timely and properly disclose broker fees, commissions, and contingent commissions. | 2/16/2006 | $6,000 Fine | D06-82 | |||||
| Comments: | |||||||||
| Universal Casualty Company Elk Grove Village, IL |
Failure to timely file | 10/16/2006 | $1,500.00 fine | D06-300 | |||||
| Comments: | |||||||||
| Universal Surety Company Linclon, NE |
Failure to timely file annual financial statement April supplemental | 2/23/2006 | $3,500.00 Fine | D06-77 | |||||
| Comments: | |||||||||
| University of Montana Foundation Missoula, MT |
Issuing Annuities Prior to Receiving its Certificate of Exemption | 7/18/2006 | $500.00 Fine | D06-202 | |||||
| Comments: | |||||||||
| Valley Forge Life Insurance Company, Successor to Sage Life Assurance of America, Inc. Wilmington, DE |
Failure to timely file | 12/18/2006 | $1,375.00 fine | D06-347 | |||||
| Comments: | |||||||||
| Vanliner Insurance Company St. Louis, MO |
Failure to timely file the signature accompanying its Statement of Actuarial Opinion | 3/20/2006 | $6,300 fine | D06-109 | |||||
| Comments: | |||||||||
| Vantislife Insurance Company Windsor, CT |
Failure to timely file | 10/23/2006 | $1,750.00 fine | D06-293 | |||||
| Comments: | |||||||||
| Verizon Wireless Services, LLC Bedminster, NJ |
Annual Report Late File | 9/29/2006 | $1,000.00 Fine | D06-183 | |||||
| Comments: | |||||||||
| Voyager Property and Casualty Insurance Company Miami, FL |
Failure to timely file | 10/19/2006 | $1,750.00 fine | D06-273 | |||||
| Comments: | |||||||||
| Wels Foundation Wels Foundation, Inc. #219 |
Failure to file annual report and statement of qualified actuary | 4/17/2006 | Suspension | G06-30 | |||||
| Comments: | |||||||||
| Western and Southern Life Insurance Company Cincinnati, OH |
None | 2/27/2006 | Order Adopting Examination Report and Consent Order | D06-112 | |||||
| Comments: | |||||||||
| Western General Insurance Company Calabasas, CA |
Failure to timely file its calendar year statement of actuarial opinion | 8/24/2006 | $875 fine | D06-150 | |||||
| Comments: | |||||||||
| Western National Assurance Company Edina, MN |
Using unfiled rates; failing to secure a signed PIP rejection; failing to include notification of to PIP policyholders of those circumstances wherein coverage could be denied, reduced, or terminated; altering applications for insurance without first obtaining written permission from applicants; making actual cash value determinations for total loss claims using non-local vehicles without odometer readings documented; deducting salvage value from actual cash value in total loss claims, without such deduction being measurable, discernible, or itemized. As a result of a market conduct examination | 5/31/2006 | $150,000 with $75,000 suspended and compliance plan. Violations were discovered during a Market Conduct Examination. | D06-164 | |||||
| Comments: | |||||||||
| Westport Insurance Company Jefferson City, MO |
Failure to timely file | 11/27/2006 | $2,500.00 fine | D06-371 | |||||
| Comments: | |||||||||
| Westward Life Insurance Company Newport Beach, CA |
Failure to timely file | 10/2/2006 | $1,625.00 fine | D06-264 | |||||
| Comments: | |||||||||
| Orders 301 to 350 of 356 | |||||||||
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These enforcement actions taken by Mike Kreidler, Washington state Insurance Commissioner, are a primary tool in protecting the people of Washington.
| Type of Entity | Authority to Suspend or Revoke | Authority to Fine |
|---|---|---|
| Agent or broker | RCW 48.17.530 | RCW 48.17.560 |
| Insurance company | RCW 48.05.140 | RCW 48.05.185 |
| Health care service contractor | RCW 48.44.160 | RCW 48.44.166 |
| Health maintenance organization (HMO) | RCW 48.46.130 and RCW 48.46.135 | |
Updated 05/02/2013
See also
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