Property and Casualty
Property and Casualty
What to file...
| Form | You are required to file forms for all lines of insurance except foreign trade insurance, ocean marine, surety insurance (as defined in RCW 48.11.080), and surplus lines coverages. You must also file policy jackets, declarations pages, renewal certificates and any other form made a part of the policy. Do not file applications (unless made part of the policy), brochures, policyholder notices, manuscript forms used on a one-time basis, billing notices, binders, etc. [RCW 48.18.010, RCW 48.18.100(1) and WAC 284-20-100]. |
| Rate/Rule | You are required to file rates/rules for all lines of insurance except aircraft hull and liability, ocean marine, reinsurance, and surplus lines coverages. [RCW 48.19.010, RCW 48.19.040, RCW 48.29.140, and WAC 284-24-060]. For inland marine, you need not file rates and rules for classes to which, by general custom, manual rates or rating plans are not applied [WAC 284-24-080]. The notation "Refer to Company" in your manual, or rating organization's manual, does not dismiss the requirement to file rules and rates. [RCW 48.19.040 and WAC 284-24-070] |
Notice to Insurers Regarding Automobile Personal Injury Protection (PIP) (PDF 65Kb) (Microsoft Word 115Kb)
Effective July, 27, 2003, the Washington State Legislature made clarifications to the Personal Injury Protection (PIP) laws. Company claims
staff should be informed of the statutory changes and a recent court case to ensure that losses are paid according to the law rather than in
line with outdated insurance contract provisions.
How to file...
Filing Guidelines:
- FORM Filing Procedures and General Information (PDF 146Kb)
- Blank NAIC - Property & Casualty Transmittal Document
- Reimbursement Insurance Policy Checklist - Motor Vehicle Service Contracts (PDF Kb)
- Reimbursement Insurance Policy Checklist - Home Heating Fuel Service Contracts (PDF Kb)
- Reimbursement Insurance Policy Checklist - All Other (PDF Kb)
- Instruction Pages for Completing the NAIC Transmittals (PDF 58Kb)
- Property/Casualty Checklist for Form Filings (PDF 115Kb)
- NAIC Products Requirement Locator
- Uniform Property & Casualty Product Coding Matrix (PDF 361Kb)
- RATE/RULE Filing Procedures and General Information (PDF Size 48 kb)
- Blank NAIC - Property & Casualty Transmittal Document
- Instruction Pages for Completing the NAIC Transmittals (PDF 58Kb)
- Property/Casualty Checklist for Rate Filings (PDF 45Kb)
- Loss Cost Reference Filing Adoption Form (PDF 65Kb) / (Microsoft Word 63Kb)
- Rate/Rule Manual Certification Form (PDF 5Kb)
- Uniform Property & Casualty Product Coding Matrix (PDF 361Kb)
- Instruction Page for Excess Rate Application (PDF 76Kb)
- WA General Filing Requirements (PDF 140Kb) (Microsoft Word 232Kb)
- NAIC Products Requirement Locator
- Loss Payable and Mortgagee Endorsements (WAC 284-21-010)
- 372 (PDF 26KB)
- 372 NS (PDF 2.5MB)
- 438 BFU (PDF 2.7MB)
- 438 BFU NS (PDF 1.8MB)
- REG 335 (PDF 1.4MB)
- New York Standard Fire Insurance Policy RCW 48.18.120(1) and WAC 284-20-010
- Terrorism Risk Insurance Extension Act
Resources...
How to check on the status of a filing....
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