Fraud Unit
Welcome to the pages of Insurance Commissioner Mike Kreidler’s Web site dedicated to fighting insurance fraud. Here you can learn about the serious problem of insurance fraud, what it costs you and what you can do to help eliminate this costly crime. On average, the typical Washington household pays more than $200 each year in additional insurance premiums that can be directly attributed to insurance scams and fraud. That’s wasted money being spent needlessly.
Organized insurance fraud has flourished and spread because local and state law enforcement agencies just don’t have the resources to pursue this type of white-collar crime. But that’s changing here in Washington where we now have a new weapon in the battle against insurance fraud – a new Special Investigations Unit that is housed in Office of the Insurance Commissioner.
Below you will find links to helpful information and Web sites that address the serious problem of insurance fraud.
Special Investigations Unit
The OIC’s Special Investigation Unit – Director’s message, contact numbers and more.
Reporting suspected insurance fraud
Insurers
If you are an insurer and wish to report suspected insurance fraud, please select one of the options listed below.
- The National Association of Insurance Commissioners' (NAIC) Uniform Suspected Insurance Fraud Report Form.
- The National Insurance Crime Bureau or by calling the NICB hotline at 1-800-TEL-NICB.
- The OIC SIU directly Contactsiu@oic.wa.gov or by calling (360) 586-2566.
Consumers
If you are a consumer and have information about a fraudulent insurance activity or suspected insurance fraud, please select one of the options below:
- The National Association of Insurance Commissioners’ (NAIC) report it here.
- The National Insurance Crime Bureau or by calling the NICB hotline at 1-800-TEL-NICB.
- The OIC SIU directly Contactsiu@oic.wa.gov or by calling (360) 586-2566.
Consumers who feel they’ve been treated unfairly by their insurer, or who wish to file a complaint against an agent or broker may click here.
General information about insurance fraud and related scams
Insurance Fraud – Understanding the basics
Putting a Dent in Collision Repair Fraud
When an Accident Becomes a Crime
Be part of the solution – More information and steps that consumers can take to protect themselves and other tips.
State law requires insurers to file anti-fraud plans with the Insurance Commissioner.
Click here for reporting instructions and guidance.
Some files on this website require a free reader. Download a free reader.