Upgrade or downgrade your producer license

Downgrading a producer license means the lines of authority on the license are changed from full lines (life, disability, property, casualty or personal lines) to limited lines (surety, credit or travel).

Upgrading a producer license means the lines of authority on the license are changed from limited lines (surety, credit or travel) to full lines (life, disability, property, casualty or personal lines).

  • Neither process may be completed online.
  • A license may not be downgraded or upgraded if it is within 60 days of the license expiry date. The license must be renewed before any other changes can be processed.
  • There is no fee to downgrade a license. When upgrading a license, a $35 difference-in-license fee is due (a limited-lines license is $20 and a full lines license is $55, making the difference $35).
  • The license-effective and -expiry dates do not change when you downgrade or upgrade a producer license.
  • Only the lines of authority, renewal fees and continuing education requirements (for residents) change when a license is downgraded or upgraded.

What to submit for a license downgrade

Resident individual

  1. A new paper application. Email us to get one.
  2. A cover letter requesting a downgrade of your license.
  3. A written statement that verifies:

a) You understand you will only have until your next license expiry date to return to a full-lines license without re-taking the full-line exam(s),

b) You understand the full-lines-continuing-education (CE) requirement will be required should you wish to return to a full-lines license, and

c) You understand returning to a full-lines license will include a $35 upgrade fee.

Non-resident individual

  1. A new paper application. Email us to get one.
  2. A cover letter requesting a downgrade of your license.

What to submit for a license upgrade

Resident individual

  1. A new paper application. Email us to get one.
  2. A cover letter requesting an upgrade.
  3. $35 upgrade fee.
  4. Passing score reports for each full line of authority you wish to add.

Note: There is one exception to the passing score report requirement. If you held a full-lines license previously and it has been less than 12 months since you did, you will need to submit 24 hours of CE, three of which are ethics credits, instead of passing-score reports.

Non-resident individual

  1. A new paper application. Email us to get one.
  2. A cover letter requesting an upgrade.
  3. $35 upgrade fee.

Updated 04/21/2014

See also

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